Compare · 2 funds side by side · dividends reinvested

SMBS and SPY

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,118SPY · best of the two

02 / 04

SMBS and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFBonds & Cash · Mortgage0.03%5.27%+0.5%+1.6%[…][…]−5.2%4.7%$6.5B1.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$778B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SMBS 2024 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETF · $6.5B[…]

SMBS

SPY

State Street SPDR S&P 500 ETF · $778B$17,118

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SMBSMeasureSPY

+0.5%Year to dateJan 1 → Nov 6+8.7%

+1.6%1 yearTotal return+9.7%

[…]3 years · per year$10,000 became […] · $18,039+21.7%

[…]5 years · per year$10,000 became […] · $17,118+11.3%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

5.27%Trailing 12-mo yield$527 · $103 a year on $10k1.03%

−5.2%Worst dropSmaller is better−8.9%

4.7%VolatilityLower is calmer13.6%

SMBSSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2SMBS wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SMBS vs SPY: Top 5 Holdings

Today

SMBS

0.4%in top 5

SPY

in top 527.8%

SMBSStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

0.4%GVMXXnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

SMBS vs SPY Returns, Every Period

SchwabSMBS

+1.6%

past year

SPYSPDR

+9.7%

past year

SMBSSPYFaded: behind in that period

0–2SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Bonds vs Core: SMBS vs SPY

YTD

SchwabSMBS

+0.5%

SPYSPDR

+8.7%

+0.5%Year to date+8.7%

−5.2%Worst drop · 1Y−8.9%

4.7%Volatility · 1Y13.6%

5.3%Yield1.0%

$6.5BAssets$778B

3–1SMBS wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SMBS, SPY

Today

0.03%lowest, SMBS

FundExpense ratioFee$10k

SMBS0.03%$3

SPY0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SMBS, SPY

5.27%highest, SMBS

FundTrailing yieldYield$10k

SMBS5.27%$527

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$524most kept, SMBS

SMBS$527 − $3 = $524

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SMBS, SPY

Today

0.0%most shared, SMBS and SPY

SMBSSPY

SMBS—0.0%

SPY0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.7%SPY, at 13.6% volatility

SMBSWorst drop−5.2%4.7% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SMBSSPY

+0.5%Year to date+8.7%

5.3%Yield1.0%

+1.6%Past year+9.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026