Compare · 3 funds side by side · dividends reinvested

SMLF, SPY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

SMLF, SPY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.5

iShares U.S. Small-Cap Equity Factor ETFUS Stock Styles · Small cap0.15%1.02%+11.7%+14.6%+21.0%+9.5%−8.7%17.4%$4.1B2.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SMLF 2015 · SPY 1993 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

iShares U.S. Small-Cap Equity Factor ETF · $4.1B$15,777

SMLF

SPY

State Street SPDR S&P 500 ETF · $819B$17,099

$10,000 five years ago, dividends reinvested · they hold 1.1% in common

SMLFMeasureSPY

+11.7%Year to dateJan 1 → Nov 5+8.3%

+14.6%1 yearTotal return+9.7%

+21.0%3 years · per year$10,000 became $17,700 · $18,174+22.0%

+9.5%5 years · per year$10,000 became $15,777 · $17,099+11.3%

0.15%Expense ratio$15 · $9 a year on $10k · lower is better0.09%

1.02%Trailing 12-mo yield$102 · $103 a year on $10k1.03%

−8.7%Worst dropSmaller is better−8.9%

17.4%VolatilityLower is calmer13.6%

SMLFSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SMLF vs SPY: Top 5 Holdings

Today

SMLF

3.3%in top 5

SPY

in top 527.7%

SMLFStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

0.8%EMEnot top 5

0.7%WSMnot top 5

0.6%JBLnot top 5

0.6%RSnot top 5

0.6%NVTnot top 5

Held in common1.1%

End-of-day Nov 5, 2026 · share of each fund

SMLF vs SPY Returns, Every Period

iSharesSMLF

+9.5%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

SMLFSPYFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Stocks vs Core: SMLF vs VOO

YTD

iSharesSMLF

+11.7%

VOOVanguard

+8.4%

+11.7%Year to date+8.4%

−8.7%Worst drop · 1Y−8.9%

17.4%Volatility · 1Y13.5%

1.0%Yield1.1%

$4.1BAssets$1.00T

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SMLF, SPY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

SMLF0.15%$15

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SMLF, SPY, VOO

1.10%highest, VOO

FundTrailing yieldYield$10k

VOO1.10%$110

SPY1.03%$103

SMLF1.02%$102

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

SPY$103 − $9 = $94

SMLF$102 − $15 = $87

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SMLF, SPY, VOO

Today

93.5%most shared, SPY and VOO

SMLFSPYVOO

SMLF—1.1%1.0%

SPY1.1%—93.5%

VOO1.0%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.6%SMLF, at 17.4% volatility

VOOWorst drop−8.9%13.5% vol

SPYWorst drop−8.9%13.6% vol

SMLFWorst drop−8.7%17.4% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VOOSMLF

+8.4%Year to date+11.7%

1.1%Yield1.0%

+9.8%Past year+14.6%

0.03%Fee0.15%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026