Compare · 3 funds side by side · dividends reinvested

SMMU, SGOV and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

SMMU, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.4

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.3

PIMCO Short Term Municipal Bond Active Exchange-Traded FundBonds & Cash · Municipal0.35%2.82%+2.3%+2.8%+4.0%+2.2%−1.9%1.5%$1.3B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SMMU 2010 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

PIMCO Short Term Municipal Bond Active Exchange-Traded Fund · $1.3B$11,139

SMMU

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

$10,000 five years ago, dividends reinvested

SMMUMeasureSGOV

+2.3%Year to dateJan 1 → Nov 6+3.2%

+2.8%1 yearTotal return+3.8%

+4.0%3 years · per year$10,000 became $11,243 · $11,419+4.5%

+2.2%5 years · per year$10,000 became $11,139 · $12,090+3.9%

0.35%Expense ratio$35 · $9 a year on $10k · lower is better0.09%

2.82%Trailing 12-mo yield$282 · $363 a year on $10k3.63%

−1.9%Worst dropSmaller is better0.0%

1.5%VolatilityLower is calmer0.2%

SMMUSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8SGOV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SMMU vs SGOV: Top 5 Holdings

Today

SMMU

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SMMU vs SGOV Returns, Every Period

PIMCOSMMU

+2.2%

5 years, per year

SGOViShares

+3.9%

5 years, per year

SMMUSGOVFaded: behind in that period

0–4SGOV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SMMU vs BND

YTD

PIMCOSMMU

+2.3%

BNDVanguard

−0.0%

+2.3%Year to date−0.0%

−1.9%Worst drop · 1Y−4.5%

1.5%Volatility · 1Y4.0%

2.8%Yield4.1%

$1.3BAssets$161B

3–1SMMU wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SMMU, SGOV, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SGOV0.09%$9

SMMU0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SMMU, SGOV, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

SGOV3.63%$363

SMMU2.82%$282

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SGOV$363 − $9 = $354

SMMU$282 − $35 = $247

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SMMU, SGOV, BND

Today

[…]holdings […]

SMMUSGOVBND

SMMU—[…][…]

SGOV[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SMMUWorst drop−1.9%1.5% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

BNDSGOV

−0.0%Year to date+3.2%

4.1%Yield3.6%

+0.6%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026