Compare · 2 funds side by side · dividends reinvested

SPIP and SPY

SPIPSPDR×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

SPIP and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.4

State Street SPDR Portfolio TIPS ETFBonds & Cash · Treasuries0.12%5.49%−0.1%−0.4%+4.5%−0.4%−4.0%3.9%$1.1B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: SPIP 2007 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Portfolio TIPS ETF · $1.1B$9,822

SPIP

SPY

State Street SPDR S&P 500 ETF · $805B$18,060

$10,000 five years ago, dividends reinvested

SPIPMeasureSPY

−0.1%Year to dateJan 1 → Nov 4+13.3%

−0.4%1 yearTotal return+13.4%

+4.5%3 years · per year$10,000 became $11,404 · $19,132+24.1%

−0.4%5 years · per year$10,000 became $9,822 · $18,060+12.6%

0.12%Expense ratio$12 · $9 a year on $10k · lower is better0.09%

5.49%Trailing 12-mo yield$549 · $99 a year on $10k0.99%

−4.0%Worst dropSmaller is better−8.9%

3.9%VolatilityLower is calmer12.9%

SPIPSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPIP vs SPY: Top 5 Holdings

Today

SPIP

[…]in top 5

SPY

in top 527.3%

SPIPStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

SPIP vs SPY Returns, Every Period

SPDRSPIP

−0.4%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

SPIPSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Bonds vs Core: SPIP vs SPY

YTD

SPDRSPIP

−0.1%

SPYSPDR

+13.3%

−0.1%Year to date+13.3%

−4.0%Worst drop · 1Y−8.9%

3.9%Volatility · 1Y12.9%

5.5%Yield1.0%

$1.1BAssets$805B

3–1SPIP wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPIP, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

SPIP0.12%$12

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: SPIP, SPY

5.49%highest, SPIP

FundTrailing yieldYield$10k

SPIP5.49%$549

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$537most kept, SPIP

SPIP$549 − $12 = $537

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: SPIP, SPY

Today

[…]holdings […]

SPIPSPY

SPIP—[…]

SPY[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.4%SPY, at 12.9% volatility

SPIPWorst drop−4.0%3.9% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPIPSPY

−0.1%Year to date+13.3%

5.5%Yield1.0%

−0.4%Past year+13.4%

0.12%Fee0.09%

3–1SPY wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026