Compare · 3 funds side by side · dividends reinvested

SPTL, VCIT and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

SPTL, VCIT and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B1.6

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

State Street SPDR Portfolio Long Term Treasury ETFBonds & Cash · Treasuries0.03%4.38%−2.0%−3.6%+4.5%−6.6%−11.4%8.9%$11.6B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SPTL 2007 · VCIT 2009 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Portfolio Long Term Treasury ETF · $11.6B$7,115

SPTL

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

$10,000 five years ago, dividends reinvested

SPTLMeasureVCIT

−2.0%Year to dateJan 1 → Nov 6−0.8%

−3.6%1 yearTotal return+0.4%

+4.5%3 years · per year$10,000 became $11,424 · $12,210+6.9%

−6.6%5 years · per year$10,000 became $7,115 · $10,493+1.0%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

4.38%Trailing 12-mo yield$438 · $502 a year on $10k5.02%

−11.4%Worst dropSmaller is better−4.9%

8.9%VolatilityLower is calmer4.5%

SPTLVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

0–7VCIT wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPTL vs VCIT: Top 5 Holdings

Today

SPTL

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SPTL vs VCIT Returns, Every Period

SPDRSPTL

−6.6%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

SPTLVCITFaded: behind in that period

0–4VCIT wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SPTL vs VCIT

YTD

SPDRSPTL

−2.0%

VCITVanguard

−0.8%

−2.0%Year to date−0.8%

−11.4%Worst drop · 1Y−4.9%

8.9%Volatility · 1Y4.5%

4.4%Yield5.0%

$11.6BAssets$66.6B

4–0VCIT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPTL, VCIT, SGOV

Today

0.03%lowest, SPTL

FundExpense ratioFee$10k

SPTL0.03%$3

VCIT0.03%$3

SGOV0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SPTL, VCIT, SGOV

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SPTL4.38%$438

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SPTL$438 − $3 = $435

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SPTL, VCIT, SGOV

Today

[…]holdings […]

SPTLVCITSGOV

SPTL—[…][…]

VCIT[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

SPTLWorst drop−11.4%8.9% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−0.8%Year to date+3.2%

5.0%Yield3.6%

+0.4%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026