Compare · 4 funds side by side · dividends reinvested

SPY, CGUI, MUB and VCIT

SPYSPDR×CGUICapital Group×MUBiShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,493SPY · best of the four

02 / 04

SPY, CGUI, MUB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Capital Group Ultra Short Income ETFBonds & Cash · Ultra-short0.18%3.82%+3.0%+3.8%[…][…]−0.2%0.9%$442M2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.4

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SPY 1993 · CGUI 2024 · MUB 2007 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

CGUI

Capital Group Ultra Short Income ETF · $442M[…]

$10,000 five years ago, dividends reinvested

VCITMeasureCGUI

−0.7%Year to dateJan 1 → Nov 9+3.0%

+0.0%1 yearTotal return+3.8%

+6.6%3 years · per year$10,000 became $12,129 · […][…]

+1.0%5 years · per year$10,000 became $10,510 · […][…]

0.03%Expense ratio$3 · $18 a year on $10k · lower is better0.18%

5.02%Trailing 12-mo yield$502 · $382 a year on $10k3.82%

−4.9%Worst dropSmaller is better−0.2%

4.5%VolatilityLower is calmer0.9%

VCITCGUI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4CGUI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs CGUI: Top 5 Holdings

Today

VCIT

[…]in top 5

CGUI

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs CGUI Returns, Every Period

VanguardVCIT

+0.0%

past year

CGUICapital Group

+3.8%

past year

VCITCGUIFaded: behind in that period

0–2CGUI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs CGUI

YTD

VanguardVCIT

−0.7%

CGUICapital Group

+3.0%

−0.7%Year to date+3.0%

−4.9%Worst drop · 1Y−0.2%

4.5%Volatility · 1Y0.9%

5.0%Yield3.8%

$66.6BAssets$442M

3–1CGUI wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, CGUI, MUB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

SPY0.09%$9

CGUI0.18%$18

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SPY, CGUI, MUB, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

CGUI3.82%$382

MUB3.26%$326

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

CGUI$382 − $18 = $364

MUB$326 − $5 = $321

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SPY, CGUI, MUB, VCIT

Today

[…]holdings […]

SPYCGUIMUBVCIT

SPY—[…][…][…]

CGUI[…]—[…][…]

MUB[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.5%SPY, at 13.7% volatility

CGUIWorst drop−0.2%0.9% vol

MUBWorst drop−6.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPY

−0.7%Year to date+11.2%

5.0%Yield1.0%

+0.0%Past year+13.5%

0.03%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026