Compare · 4 funds side by side · dividends reinvested

SPY, CGUI, SGOV and QQQ

SPYSPDR×CGUICapital Group×SGOViShares×QQQInvesco×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,871QQQ · best of the four

02 / 04

SPY, CGUI, SGOV and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+10.8%+13.0%+21.4%+11.7%−8.9%13.8%$778B2.0

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.1

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.46%+10.2%+11.2%+23.1%+12.3%−14.8%21.6%$446B2.6

Capital Group Ultra Short Income ETFBonds & Cash · Ultra-short0.18%3.82%+2.9%+3.7%[…][…]−0.2%0.9%$442M2.7

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: SPY 1993 · CGUI 2024 · SGOV 2020 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $778B$17,358

SPY

CGUI

Capital Group Ultra Short Income ETF · $442M[…]

$10,000 five years ago, dividends reinvested

SPYMeasureCGUI

+10.8%Year to dateJan 1 → Nov 10+2.9%

+13.0%1 yearTotal return+3.7%

+21.4%3 years · per year$10,000 became $17,888 · […][…]

+11.7%5 years · per year$10,000 became $17,358 · […][…]

0.09%Expense ratio$9 · $18 a year on $10k · lower is better0.18%

1.01%Trailing 12-mo yield$101 · $382 a year on $10k3.82%

−8.9%Worst dropSmaller is better−0.2%

13.8%VolatilityLower is calmer0.9%

SPYCGUI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs CGUI: Top 5 Holdings

Today

SPY

27.3%in top 5

CGUI

in top 5[…]

SPYStockCGUI

7.9%AAPLnot top 5

6.6%NVDAnot top 5

6.2%MSFTnot top 5

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 10, 2026 · share of each fund

SPY vs CGUI Returns, Every Period

SPDRSPY

+13.0%

past year

CGUICapital Group

+3.7%

past year

SPYCGUIFaded: behind in that period

2–0SPY wins

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPY vs CGUI

YTD

SPDRSPY

+10.8%

CGUICapital Group

+2.9%

+10.8%Year to date+2.9%

−8.9%Worst drop · 1Y−0.2%

13.8%Volatility · 1Y0.9%

1.0%Yield3.8%

$778BAssets$442M

3–1CGUI wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, CGUI, SGOV, QQQ

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

SGOV0.09%$9

CGUI0.18%$18

QQQ0.18%$18

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: SPY, CGUI, SGOV, QQQ

3.82%highest, CGUI

FundTrailing yieldYield$10k

CGUI3.82%$382

SGOV3.63%$363

SPY1.01%$101

QQQ0.46%$46

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

$364most kept, CGUI

CGUI$382 − $18 = $364

SGOV$363 − $9 = $354

SPY$101 − $9 = $92

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: SPY, CGUI, SGOV, QQQ

Today

52.5%most shared, SPY and QQQ

SPYCGUISGOVQQQ

SPY—[…][…]52.5%

CGUI[…]—[…][…]

SGOV[…][…]—[…]

QQQ52.5%[…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.0%SPY, at 13.8% volatility

SGOVWorst drop0.0%0.2% vol

CGUIWorst drop−0.2%0.9% vol

SPYWorst drop−8.9%13.8% vol

QQQWorst drop−14.8%21.6% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

CGUISPY

+2.9%Year to date+10.8%

3.8%Yield1.0%

+3.7%Past year+13.0%

0.18%Fee0.09%

3–1SPY wins

End-of-day Nov 10, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+10.9%

SPYSPDR

+10.8%

+10.9%Year to date+10.8%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 10, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+10.3%

QQQInvesco

+10.2%

+10.3%Year to date+10.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

2–0QQQM wins

End-of-day Nov 10, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 10, 2026