Compare · 4 funds side by side · dividends reinvested

SPY, CGUI, SGOV and SPYM

SPYSPDR×CGUICapital Group×SGOViShares×SPYMSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,553SPYM · best of the four

02 / 04

SPY, CGUI, SGOV and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.9

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.6

Capital Group Ultra Short Income ETFBonds & Cash · Ultra-short0.18%3.82%+3.0%+3.8%[…][…]−0.2%0.9%$442M2.7

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SPY 1993 · CGUI 2024 · SGOV 2020 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $778B$17,493

SPY

CGUI

Capital Group Ultra Short Income ETF · $442M[…]

$10,000 five years ago, dividends reinvested

SPYMeasureCGUI

+11.2%Year to dateJan 1 → Nov 9+3.0%

+13.5%1 yearTotal return+3.8%

+21.9%3 years · per year$10,000 became $18,118 · […][…]

+11.8%5 years · per year$10,000 became $17,493 · […][…]

0.09%Expense ratio$9 · $18 a year on $10k · lower is better0.18%

1.01%Trailing 12-mo yield$101 · $382 a year on $10k3.82%

−8.9%Worst dropSmaller is better−0.2%

13.7%VolatilityLower is calmer0.9%

SPYCGUI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs CGUI: Top 5 Holdings

Today

SPY

27.8%in top 5

CGUI

in top 5[…]

SPYStockCGUI

7.9%AAPLnot top 5

7.1%NVDAnot top 5

6.2%MSFTnot top 5

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SPY vs CGUI Returns, Every Period

SPDRSPY

+13.5%

past year

CGUICapital Group

+3.8%

past year

SPYCGUIFaded: behind in that period

2–0SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPY vs CGUI

YTD

SPDRSPY

+11.2%

CGUICapital Group

+3.0%

+11.2%Year to date+3.0%

−8.9%Worst drop · 1Y−0.2%

13.7%Volatility · 1Y0.9%

1.0%Yield3.8%

$778BAssets$442M

3–1CGUI wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, CGUI, SGOV, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

SGOV0.09%$9

CGUI0.18%$18

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SPY, CGUI, SGOV, SPYM

3.82%highest, CGUI

FundTrailing yieldYield$10k

CGUI3.82%$382

SGOV3.63%$363

SPYM1.03%$103

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$364most kept, CGUI

CGUI$382 − $18 = $364

SGOV$363 − $9 = $354

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SPY, CGUI, SGOV, SPYM

Today

99.9%most shared, SPY and SPYM

SPYCGUISGOVSPYM

SPY—[…][…]99.9%

CGUI[…]—[…][…]

SGOV[…][…]—[…]

SPYM99.9%[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%SPYM, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

CGUIWorst drop−0.2%0.9% vol

SPYMWorst drop−8.9%13.7% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

CGUISPYM

+3.0%Year to date+11.3%

3.8%Yield1.0%

+3.8%Past year+13.6%

0.18%Fee0.02%

3–1SPYM wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026