Compare · 3 funds side by side · dividends reinvested

SPY, CGUI and VTI

SPYSPDR×CGUICapital Group×VTIVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

SPY, CGUI and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B1.9

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.9

Capital Group Ultra Short Income ETFBonds & Cash · Ultra-short0.18%3.82%+3.0%+3.9%[…][…]−0.2%0.9%$387M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SPY 1993 · CGUI 2024 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $805B$17,099

SPY

CGUI

Capital Group Ultra Short Income ETF · $387M[…]

$10,000 five years ago, dividends reinvested

SPYMeasureCGUI

+8.3%Year to dateJan 1 → Nov 5+3.0%

+9.7%1 yearTotal return+3.9%

+22.0%3 years · per year$10,000 became $18,174 · […][…]

+11.3%5 years · per year$10,000 became $17,099 · […][…]

0.09%Expense ratio$9 · $18 a year on $10k · lower is better0.18%

1.03%Trailing 12-mo yield$103 · $382 a year on $10k3.82%

−8.9%Worst dropSmaller is better−0.2%

13.6%VolatilityLower is calmer0.9%

SPYCGUI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs CGUI: Top 5 Holdings

Today

SPY

27.7%in top 5

CGUI

in top 5[…]

SPYStockCGUI

7.7%AAPLnot top 5

7.3%NVDAnot top 5

6.2%MSFTnot top 5

3.9%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SPY vs CGUI Returns, Every Period

SPDRSPY

+9.7%

past year

CGUICapital Group

+3.9%

past year

SPYCGUIFaded: behind in that period

2–0SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPY vs CGUI

YTD

SPDRSPY

+8.3%

CGUICapital Group

+3.0%

+8.3%Year to date+3.0%

−8.9%Worst drop · 1Y−0.2%

13.6%Volatility · 1Y0.9%

1.0%Yield3.8%

$805BAssets$387M

3–1CGUI wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, CGUI, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

CGUI0.18%$18

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SPY, CGUI, VTI

3.82%highest, CGUI

FundTrailing yieldYield$10k

CGUI3.82%$382

VTI1.10%$110

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$364most kept, CGUI

CGUI$382 − $18 = $364

VTI$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SPY, CGUI, VTI

Today

86.5%most shared, SPY and VTI

SPYCGUIVTI

SPY—[…]86.5%

CGUI[…]—[…]

VTI86.5%[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

CGUIWorst drop−0.2%0.9% vol

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

CGUIVTI

+3.0%Year to date+8.4%

3.8%Yield1.1%

+3.9%Past year+9.9%

0.18%Fee0.03%

3–1VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026