Compare · 2 funds side by side · dividends reinvested

SPY and FDEC

SPYSPDR×FDECFirst Trust×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

SPY and FDEC, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$798B1.3

FT Vest U.S. Equity Buffer ETF - DecemberDefined Outcome · Buffer0.85%0.00%+10.2%+13.0%+18.1%+10.6%−5.8%7.7%$1.3B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: SPY 1993 · FDEC 2020

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $798B$18,060

SPY

FDEC

FT Vest U.S. Equity Buffer ETF - December · $1.3B$16,551

$10,000 five years ago, dividends reinvested

SPYMeasureFDEC

+13.3%Year to dateJan 1 → Nov 4+10.2%

+13.4%1 yearTotal return+13.0%

+24.1%3 years · per year$10,000 became $19,132 · $16,464+18.1%

+12.6%5 years · per year$10,000 became $18,060 · $16,551+10.6%

0.09%Expense ratio$9 · $85 a year on $10k · lower is better0.85%

0.99%Trailing 12-mo yield$99 · $0 a year on $10k0.00%

−8.9%Worst dropSmaller is better−5.8%

12.9%VolatilityLower is calmer7.7%

SPYFDEC Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs FDEC: Top 5 Holdings

Today

SPY

27.3%in top 5

FDEC

in top 5[…]

SPYStockFDEC

7.7%NVDAnot top 5

7.4%AAPLnot top 5

5.9%MSFTnot top 5

3.8%AMZNnot top 5

2.5%GOOGLnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

SPY vs FDEC Returns, Every Period

SPDRSPY

+12.6%

5 years, per year

FDECFirst Trust

+10.6%

5 years, per year

SPYFDECFaded: behind in that period

4–0SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Core vs Defined Outcome: SPY vs FDEC

YTD

SPDRSPY

+13.3%

FDECFirst Trust

+10.2%

+13.3%Year to date+10.2%

−8.9%Worst drop · 1Y−5.8%

12.9%Volatility · 1Y7.7%

1.0%Yield0.0%

$798BAssets$1.3B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, FDEC

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

FDEC0.85%$85

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: SPY, FDEC

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

FDEC0.00%$0

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

FDEC$0 − $85 = −$85

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: SPY, FDEC

Today

[…]holdings […]

SPYFDEC

SPY—[…]

FDEC[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.4%SPY, at 12.9% volatility

FDECWorst drop−5.8%7.7% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYFDEC

+13.3%Year to date+10.2%

1.0%Yield0.0%

+13.4%Past year+13.0%

0.09%Fee0.85%

4–0SPY wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026