Compare · 3 funds side by side · dividends reinvested

SPY, GLDM and IAUM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$23,043IAUM · best of the three

02 / 04

SPY, GLDM and IAUM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.5

iShares Gold Trust MicroCommodities · Gold0.09%0.00%−4.0%+4.0%+27.7%+18.2%−28.1%28.7%$8.3B1.8

SPDR Gold MiniShares TrustCommodities · Gold0.10%0.00%−4.1%+4.0%+27.6%+18.1%−28.0%28.9%$30.8B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SPY 1993 · GLDM 2018 · IAUM 2021

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $778B$17,493

SPY

GLDM

SPDR Gold MiniShares Trust · $30.8B$22,983

$10,000 five years ago, dividends reinvested

SPYMeasureGLDM

+11.2%Year to dateJan 1 → Nov 9−4.1%

+13.5%1 yearTotal return+4.0%

+21.9%3 years · per year$10,000 became $18,118 · $20,795+27.6%

+11.8%5 years · per year$10,000 became $17,493 · $22,983+18.1%

0.09%Expense ratio$9 · $10 a year on $10k · lower is better0.10%

1.01%Trailing 12-mo yield$101 · $0 a year on $10k0.00%

−8.9%Worst dropSmaller is better−28.0%

13.7%VolatilityLower is calmer28.9%

SPYGLDM Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs GLDM: Top 5 Holdings

Today

SPY

27.8%in top 5

GLDM

in top 5[…]

SPYStockGLDM

7.9%AAPLnot top 5

7.1%NVDAnot top 5

6.2%MSFTnot top 5

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SPY vs GLDM Returns, Every Period

SPDRSPY

+11.8%

5 years, per year

GLDMSPDR

+18.1%

5 years, per year

SPYGLDMFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Commodities: SPY vs GLDM

YTD

SPDRSPY

+11.2%

GLDMSPDR

−4.1%

+11.2%Year to date−4.1%

−8.9%Worst drop · 1Y−28.0%

13.7%Volatility · 1Y28.9%

1.0%Yield0.0%

$778BAssets$30.8B

4–0SPY wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, GLDM, IAUM

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

IAUM0.09%$9

GLDM0.10%$10

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SPY, GLDM, IAUM

1.01%highest, SPY

FundTrailing yieldYield$10k

SPY1.01%$101

GLDM0.00%$0

IAUM0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$92most kept, SPY

SPY$101 − $9 = $92

IAUM$0 − $9 = −$9

GLDM$0 − $10 = −$10

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SPY, GLDM, IAUM

Today

[…]holdings […]

SPYGLDMIAUM

SPY—[…][…]

GLDM[…]—[…]

IAUM[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPY, at 13.7% volatility

SPYWorst drop−8.9%13.7% vol

IAUMWorst drop−28.1%28.7% vol

GLDMWorst drop−28.0%28.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SPYIAUM

+11.2%Year to date−4.0%

1.0%Yield0.0%

+13.5%Past year+4.0%

0.09%Fee0.09%

3–0SPY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

GLDM vs GLD

YTD

SPDRGLDM

−4.1%

GLDSPDR

−4.2%

−4.1%Year to date−4.2%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.8BAssets$136B

2–0GLDM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026