Compare · 3 funds side by side · dividends reinvested

SPY, PREF and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

SPY, PREF and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.9

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.9

Principal Spectrum Preferred Securities Active ETFUnsorted0.55%5.00%+1.3%+2.3%+9.1%+2.8%−2.9%3.4%$1.9B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SPY 1993 · PREF 2017 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $778B$17,493

SPY

PREF

Principal Spectrum Preferred Securities Active ETF · $1.9B$11,478

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SPYMeasurePREF

+11.2%Year to dateJan 1 → Nov 9+1.3%

+13.5%1 yearTotal return+2.3%

+21.9%3 years · per year$10,000 became $18,118 · $12,979+9.1%

+11.8%5 years · per year$10,000 became $17,493 · $11,478+2.8%

0.09%Expense ratio$9 · $55 a year on $10k · lower is better0.55%

1.01%Trailing 12-mo yield$101 · $500 a year on $10k5.00%

−8.9%Worst dropSmaller is better−2.9%

13.7%VolatilityLower is calmer3.4%

SPYPREF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs PREF: Top 5 Holdings

Today

SPY

27.8%in top 5

PREF

in top 50.4%

SPYStockPREF

7.9%AAPLnot top 5

7.1%NVDAnot top 5

6.2%MSFTnot top 5

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

not top 5GVMXX0.4%

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

SPY vs PREF Returns, Every Period

SPDRSPY

+11.8%

5 years, per year

PREFPrincipal

+2.8%

5 years, per year

SPYPREFFaded: behind in that period

4–0SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Unsorted: SPY vs PREF

YTD

SPDRSPY

+11.2%

PREFPrincipal

+1.3%

+11.2%Year to date+1.3%

−8.9%Worst drop · 1Y−2.9%

13.7%Volatility · 1Y3.4%

1.0%Yield5.0%

$778BAssets$1.9B

3–1PREF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, PREF, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

PREF0.55%$55

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SPY, PREF, VTI

5.00%highest, PREF

FundTrailing yieldYield$10k

PREF5.00%$500

VTI1.06%$106

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$445most kept, PREF

PREF$500 − $55 = $445

VTI$106 − $3 = $103

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SPY, PREF, VTI

Today

86.0%most shared, SPY and VTI

SPYPREFVTI

SPY—0.0%86.0%

PREF0.0%—0.0%

VTI86.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.9%VTI, at 13.9% volatility

PREFWorst drop−2.9%3.4% vol

SPYWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

PREFVTI

+1.3%Year to date+11.6%

5.0%Yield1.1%

+2.3%Past year+13.9%

0.55%Fee0.03%

3–1VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026