Compare · 3 funds side by side · dividends reinvested

SPY, SGOV and SPYM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

SPY, SGOV and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.5

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SPY 1993 · SGOV 2020 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $819B$17,099

SPY

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

SPYMeasureSGOV

+8.3%Year to dateJan 1 → Nov 5+3.1%

+9.7%1 yearTotal return+3.7%

+22.0%3 years · per year$10,000 became $18,174 · $11,417+4.5%

+11.3%5 years · per year$10,000 became $17,099 · $12,086+3.9%

0.09%Expense ratio$9 · $9 a year on $10k · lower is better0.09%

1.03%Trailing 12-mo yield$103 · $363 a year on $10k3.63%

−8.9%Worst dropSmaller is better0.0%

13.6%VolatilityLower is calmer0.2%

SPYSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs SGOV: Top 5 Holdings

Today

SPY

27.7%in top 5

SGOV

in top 5[…]

SPYStockSGOV

7.7%AAPLnot top 5

7.3%NVDAnot top 5

6.2%MSFTnot top 5

3.9%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SPY vs SGOV Returns, Every Period

SPDRSPY

+11.3%

5 years, per year

SGOViShares

+3.9%

5 years, per year

SPYSGOVFaded: behind in that period

4–0SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPY vs SGOV

YTD

SPDRSPY

+8.3%

SGOViShares

+3.1%

+8.3%Year to date+3.1%

−8.9%Worst drop · 1Y+0.0%

13.6%Volatility · 1Y0.2%

1.0%Yield3.6%

$819BAssets$117B

3–1SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, SGOV, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

SGOV0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SPY, SGOV, SPYM

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

SPYM1.06%$106

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

SPYM$106 − $2 = $104

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SPY, SGOV, SPYM

Today

99.9%most shared, SPY and SPYM

SPYSGOVSPYM

SPY—[…]99.9%

SGOV[…]—[…]

SPYM99.9%[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%SPYM, at 13.6% volatility

SGOVWorst drop0.0%0.2% vol

SPYMWorst drop−8.9%13.6% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVSPYM

+3.1%Year to date+8.4%

3.6%Yield1.1%

+3.7%Past year+9.8%

0.09%Fee0.02%

3–1SPYM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026