Compare · 3 funds side by side · dividends reinvested

SPY, SPYM and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

SPY, SPYM and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$120B1.6

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SPY 1993 · SPYM 2005 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $819B$17,099

SPY

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,164

$10,000 five years ago, dividends reinvested · they hold 99.9% in common

SPYMeasureSPYM

+8.3%Year to dateJan 1 → Nov 5+8.4%

+9.7%1 yearTotal return+9.8%

+22.0%3 years · per year$10,000 became $18,174 · $18,222+22.1%

+11.3%5 years · per year$10,000 became $17,099 · $17,164+11.4%

0.09%Expense ratio$9 · $2 a year on $10k · lower is better0.02%

1.03%Trailing 12-mo yield$103 · $106 a year on $10k1.06%

−8.9%Worst dropSmaller is better−8.9%

13.6%VolatilityLower is calmer13.6%

SPYSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

0–6SPYM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs SPYM: Top 5 Holdings

Today

SPY

27.7%in top 5

SPYM

in top 527.7%

SPYStockSPYM

7.7%AAPL7.7%

7.3%NVDA7.3%

6.2%MSFT6.2%

3.9%AMZN3.9%

2.6%GOOGL2.6%

Held in common99.9%

End-of-day Nov 5, 2026 · share of each fund

SPY vs SPYM Returns, Every Period

SPDRSPY

+11.3%

5 years, per year

SPYMSPDR

+11.4%

5 years, per year

SPYSPYMFaded: behind in that period

0–4SPYM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Income: SPY vs SCHD

YTD

SPDRSPY

+8.3%

SCHDSchwab

+32.3%

+8.3%Year to date+32.3%

−8.9%Worst drop · 1Y−6.9%

13.6%Volatility · 1Y11.7%

1.0%Yield3.0%

$819BAssets$120B

4–0SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, SPYM, SCHD

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SCHD0.06%$6

SPY0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SPY, SPYM, SCHD

2.98%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.98%$298

SPYM1.06%$106

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

SPYM$106 − $2 = $104

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SPY, SPYM, SCHD

Today

99.9%most shared, SPY and SPYM

SPYSPYMSCHD

SPY—99.9%8.5%

SPYM99.9%—8.5%

SCHD8.5%8.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

SPYMWorst drop−8.9%13.6% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDSPYM

+32.3%Year to date+8.4%

3.0%Yield1.1%

+38.7%Past year+9.8%

0.06%Fee0.02%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026