Compare · 3 funds side by side · dividends reinvested

SPY, VCIT and AGG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

SPY, VCIT and AGG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core U.S. Aggregate Bond ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.7%+5.2%−0.1%−4.6%4.1%$139B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SPY 1993 · VCIT 2009 · AGG 2003

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $819B$17,118

SPY

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

$10,000 five years ago, dividends reinvested

SPYMeasureVCIT

+8.7%Year to dateJan 1 → Nov 6−0.8%

+9.7%1 yearTotal return+0.4%

+21.7%3 years · per year$10,000 became $18,039 · $12,210+6.9%

+11.3%5 years · per year$10,000 became $17,118 · $10,493+1.0%

0.09%Expense ratio$9 · $3 a year on $10k · lower is better0.03%

1.03%Trailing 12-mo yield$103 · $502 a year on $10k5.02%

−8.9%Worst dropSmaller is better−4.9%

13.6%VolatilityLower is calmer4.5%

SPYVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs VCIT: Top 5 Holdings

Today

SPY

27.8%in top 5

VCIT

in top 5[…]

SPYStockVCIT

7.9%AAPLnot top 5

6.9%NVDAnot top 5

6.3%MSFTnot top 5

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SPY vs VCIT Returns, Every Period

SPDRSPY

+11.3%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

SPYVCITFaded: behind in that period

4–0SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPY vs VCIT

YTD

SPDRSPY

+8.7%

VCITVanguard

−0.8%

+8.7%Year to date−0.8%

−8.9%Worst drop · 1Y−4.9%

13.6%Volatility · 1Y4.5%

1.0%Yield5.0%

$819BAssets$66.6B

3–1VCIT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, VCIT, AGG

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

AGG0.03%$3

SPY0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SPY, VCIT, AGG

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

AGG4.12%$412

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

AGG$412 − $3 = $409

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SPY, VCIT, AGG

Today

[…]holdings […]

SPYVCITAGG

SPY—[…][…]

VCIT[…]—[…]

AGG[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

AGGWorst drop−4.6%4.1% vol

VCITWorst drop−4.9%4.5% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPY

−0.8%Year to date+8.7%

5.0%Yield1.0%

+0.4%Past year+9.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026