Compare · 3 funds side by side · dividends reinvested

SPY, VCIT and QQQ

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,352QQQ · best of the three

02 / 04

SPY, VCIT and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B1.8

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.0

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.48%+5.7%+5.0%+23.3%+11.7%−14.8%21.3%$469B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SPY 1993 · VCIT 2009 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $819B$17,099

SPY

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

SPYMeasureVCIT

+8.3%Year to dateJan 1 → Nov 5−0.6%

+9.7%1 yearTotal return+0.3%

+22.0%3 years · per year$10,000 became $18,174 · $12,368+7.3%

+11.3%5 years · per year$10,000 became $17,099 · $10,508+1.0%

0.09%Expense ratio$9 · $3 a year on $10k · lower is better0.03%

1.03%Trailing 12-mo yield$103 · $502 a year on $10k5.02%

−8.9%Worst dropSmaller is better−4.9%

13.6%VolatilityLower is calmer4.5%

SPYVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs VCIT: Top 5 Holdings

Today

SPY

27.7%in top 5

VCIT

in top 5[…]

SPYStockVCIT

7.7%AAPLnot top 5

7.3%NVDAnot top 5

6.2%MSFTnot top 5

3.9%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SPY vs VCIT Returns, Every Period

SPDRSPY

+11.3%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

SPYVCITFaded: behind in that period

4–0SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPY vs VCIT

YTD

SPDRSPY

+8.3%

VCITVanguard

−0.6%

+8.3%Year to date−0.6%

−8.9%Worst drop · 1Y−4.9%

13.6%Volatility · 1Y4.5%

1.0%Yield5.0%

$819BAssets$66.6B

3–1VCIT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, VCIT, QQQ

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SPY0.09%$9

QQQ0.18%$18

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SPY, VCIT, QQQ

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SPY1.03%$103

QQQ0.48%$48

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SPY$103 − $9 = $94

QQQ$48 − $18 = $30

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SPY, VCIT, QQQ

Today

52.8%most shared, SPY and QQQ

SPYVCITQQQ

SPY—[…]52.8%

VCIT[…]—[…]

QQQ52.8%[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

VCITWorst drop−4.9%4.5% vol

SPYWorst drop−8.9%13.6% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPY

−0.6%Year to date+8.3%

5.0%Yield1.0%

+0.3%Past year+9.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+5.9%

QQQInvesco

+5.7%

+5.9%Year to date+5.7%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

2–0QQQM wins

End-of-day Nov 5, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−3.7%

QQQInvesco

+5.7%

−3.7%Year to date+5.7%

0.94% · $94Fee · on $10k a year0.18% · $18

$27.1BAssets$469B

2–0QQQ wins

End-of-day Nov 5, 2026