Compare · 3 funds side by side · dividends reinvested

SPY, VCIT and SPYM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

SPY, VCIT and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SPY 1993 · VCIT 2009 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $805B$17,099

SPY

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

SPYMeasureVCIT

+8.3%Year to dateJan 1 → Nov 5−0.6%

+9.7%1 yearTotal return+0.3%

+22.0%3 years · per year$10,000 became $18,174 · $12,368+7.3%

+11.3%5 years · per year$10,000 became $17,099 · $10,508+1.0%

0.09%Expense ratio$9 · $3 a year on $10k · lower is better0.03%

1.03%Trailing 12-mo yield$103 · $502 a year on $10k5.02%

−8.9%Worst dropSmaller is better−4.9%

13.6%VolatilityLower is calmer4.5%

SPYVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs VCIT: Top 5 Holdings

Today

SPY

27.7%in top 5

VCIT

in top 5[…]

SPYStockVCIT

7.7%AAPLnot top 5

7.3%NVDAnot top 5

6.2%MSFTnot top 5

3.9%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SPY vs VCIT Returns, Every Period

SPDRSPY

+11.3%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

SPYVCITFaded: behind in that period

4–0SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPY vs VCIT

YTD

SPDRSPY

+8.3%

VCITVanguard

−0.6%

+8.3%Year to date−0.6%

−8.9%Worst drop · 1Y−4.9%

13.6%Volatility · 1Y4.5%

1.0%Yield5.0%

$805BAssets$66.6B

3–1VCIT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, VCIT, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VCIT0.03%$3

SPY0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SPY, VCIT, SPYM

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SPYM1.06%$106

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SPYM$106 − $2 = $104

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SPY, VCIT, SPYM

Today

99.9%most shared, SPY and SPYM

SPYVCITSPYM

SPY—[…]99.9%

VCIT[…]—[…]

SPYM99.9%[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%SPYM, at 13.6% volatility

VCITWorst drop−4.9%4.5% vol

SPYMWorst drop−8.9%13.6% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPYM

−0.6%Year to date+8.4%

5.0%Yield1.1%

+0.3%Past year+9.8%

0.03%Fee0.02%

3–1SPYM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026