Compare · 3 funds side by side · dividends reinvested

SPY, VTI and IWF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

SPY, VTI and IWF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.5

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.5

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.38%−2.5%−2.2%+19.8%+9.7%−14.6%19.5%$118B3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SPY 1993 · VTI 2001 · IWF 2000

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $778B$17,493

SPY

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

$10,000 five years ago, dividends reinvested · they hold 86.0% in common

SPYMeasureVTI

+11.2%Year to dateJan 1 → Nov 9+11.6%

+13.5%1 yearTotal return+13.9%

+21.9%3 years · per year$10,000 became $18,118 · $18,090+21.8%

+11.8%5 years · per year$10,000 became $17,493 · $16,697+10.8%

0.09%Expense ratio$9 · $3 a year on $10k · lower is better0.03%

1.01%Trailing 12-mo yield$101 · $106 a year on $10k1.06%

−8.9%Worst dropSmaller is better−8.9%

13.7%VolatilityLower is calmer13.9%

SPYVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VTI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs VTI: Top 5 Holdings

Today

SPY

27.8%in top 5

VTI

in top 525.0%

SPYStockVTI

7.9%AAPL6.6%

7.1%NVDA7.1%

6.2%MSFT5.2%

4.0%AMZN3.3%

2.6%GOOGL2.8%

Held in common86.0%

End-of-day Nov 9, 2026 · share of each fund

SPY vs VTI Returns, Every Period

SPDRSPY

+11.8%

5 years, per year

VTIVanguard

+10.8%

5 years, per year

SPYVTIFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SPY vs VTI

YTD

SPDRSPY

+11.2%

VTIVanguard

+11.6%

+11.2%Year to date+11.6%

−8.9%Worst drop · 1Y−8.9%

13.7%Volatility · 1Y13.9%

1.0%Yield1.1%

$778BAssets$689B

2–1VTI wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, VTI, IWF

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

IWF0.18%$18

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SPY, VTI, IWF

1.06%highest, VTI

FundTrailing yieldYield$10k

VTI1.06%$106

SPY1.01%$101

IWF0.38%$38

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$103most kept, VTI

VTI$106 − $3 = $103

SPY$101 − $9 = $92

IWF$38 − $18 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SPY, VTI, IWF

Today

86.0%most shared, SPY and VTI

SPYVTIIWF

SPY—86.0%55.9%

VTI86.0%—55.8%

IWF55.9%55.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.9%VTI, at 13.9% volatility

SPYWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

IWFWorst drop−14.6%19.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTISPY

+11.6%Year to date+11.2%

1.1%Yield1.0%

+13.9%Past year+13.5%

0.03%Fee0.09%

4–0VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.4B

1–1level

End-of-day Nov 9, 2026