Compare · 3 funds side by side · dividends reinvested

SPY, VTI and VXUS

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

SPY, VTI and VXUS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B1.9

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.46%+7.9%+12.2%+19.5%+7.5%−11.3%17.7%$163B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SPY 1993 · VTI 2001 · VXUS 2011

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $819B$17,099

SPY

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested · they hold 86.5% in common

SPYMeasureVTI

+8.3%Year to dateJan 1 → Nov 5+8.4%

+9.7%1 yearTotal return+9.9%

+22.0%3 years · per year$10,000 became $18,174 · $18,113+21.9%

+11.3%5 years · per year$10,000 became $17,099 · $16,332+10.3%

0.09%Expense ratio$9 · $3 a year on $10k · lower is better0.03%

1.03%Trailing 12-mo yield$103 · $110 a year on $10k1.10%

−8.9%Worst dropSmaller is better−8.9%

13.6%VolatilityLower is calmer13.7%

SPYVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs VTI: Top 5 Holdings

Today

SPY

27.7%in top 5

VTI

in top 525.0%

SPYStockVTI

7.7%AAPL6.6%

7.3%NVDA7.1%

6.2%MSFT5.2%

3.9%AMZN3.3%

2.6%GOOGL2.8%

Held in common86.5%

End-of-day Nov 5, 2026 · share of each fund

SPY vs VTI Returns, Every Period

SPDRSPY

+11.3%

5 years, per year

VTIVanguard

+10.3%

5 years, per year

SPYVTIFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs International: SPY vs VXUS

YTD

SPDRSPY

+8.3%

VXUSVanguard

+7.9%

+8.3%Year to date+7.9%

−8.9%Worst drop · 1Y−11.3%

13.6%Volatility · 1Y17.7%

1.0%Yield2.5%

$819BAssets$163B

3–1SPY wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, VTI, VXUS

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VXUS0.05%$5

SPY0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SPY, VTI, VXUS

2.46%highest, VXUS

FundTrailing yieldYield$10k

VXUS2.46%$246

VTI1.10%$110

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$241most kept, VXUS

VXUS$246 − $5 = $241

VTI$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SPY, VTI, VXUS

Today

86.5%most shared, SPY and VTI

SPYVTIVXUS

SPY—86.5%0.0%

VTI86.5%—0.0%

VXUS0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.2%VXUS, at 17.7% volatility

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

VXUSWorst drop−11.3%17.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VXUSVTI

+7.9%Year to date+8.4%

2.5%Yield1.1%

+12.2%Past year+9.9%

0.05%Fee0.03%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026