Compare · 2 funds side by side · dividends reinvested

SPY and VTIP

SPYSPDR×VTIPVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,493SPY · best of the two

02 / 04

SPY and VTIP, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.5

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.82%+0.4%+0.7%+4.3%+2.7%−2.6%2.2%$20.9B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SPY 1993 · VTIP 2012

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,403

VTIP

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested

VTIPMeasureSPY

+0.4%Year to dateJan 1 → Nov 9+11.2%

+0.7%1 yearTotal return+13.5%

+4.3%3 years · per year$10,000 became $11,352 · $18,118+21.9%

+2.7%5 years · per year$10,000 became $11,403 · $17,493+11.8%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

4.82%Trailing 12-mo yield$482 · $101 a year on $10k1.01%

−2.6%Worst dropSmaller is better−8.9%

2.2%VolatilityLower is calmer13.7%

VTIPSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTIP vs SPY: Top 5 Holdings

Today

VTIP

[…]in top 5

SPY

in top 527.8%

VTIPStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VTIP vs SPY Returns, Every Period

VanguardVTIP

+2.7%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

VTIPSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Bonds vs Core: VTIP vs SPY

YTD

VanguardVTIP

+0.4%

SPYSPDR

+11.2%

+0.4%Year to date+11.2%

−2.6%Worst drop · 1Y−8.9%

2.2%Volatility · 1Y13.7%

4.8%Yield1.0%

$20.9BAssets$778B

3–1VTIP wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, VTIP

Today

0.03%lowest, VTIP

FundExpense ratioFee$10k

VTIP0.03%$3

SPY0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SPY, VTIP

4.82%highest, VTIP

FundTrailing yieldYield$10k

VTIP4.82%$482

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$479most kept, VTIP

VTIP$482 − $3 = $479

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SPY, VTIP

Today

[…]holdings […]

SPYVTIP

SPY—[…]

VTIP[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.5%SPY, at 13.7% volatility

VTIPWorst drop−2.6%2.2% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTIPSPY

+0.4%Year to date+11.2%

4.8%Yield1.0%

+0.7%Past year+13.5%

0.03%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026