Compare · 3 funds side by side · dividends reinvested

SPY, XLE and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$26,379XLE · best of the three

02 / 04

SPY, XLE and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.09%+13.4%+13.5%+24.2%+12.6%−8.9%12.9%$887B1.8

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.40%+44.9%+48.2%+18.0%+21.4%−15.0%23.2%$44.1B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: SPY 1993 · XLE 1998 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $805B$18,060

SPY

XLE

State Street Energy Select Sector SPDR ETF · $44.1B$26,379

$10,000 five years ago, dividends reinvested · they hold 3.7% in common

SPYMeasureXLE

+13.3%Year to dateJan 1 → Nov 4+44.9%

+13.4%1 yearTotal return+48.2%

+24.1%3 years · per year$10,000 became $19,132 · $16,447+18.0%

+12.6%5 years · per year$10,000 became $18,060 · $26,379+21.4%

0.09%Expense ratio$9 · $8 a year on $10k · lower is better0.08%

0.99%Trailing 12-mo yield$99 · $240 a year on $10k2.40%

−8.9%Worst dropSmaller is better−15.0%

12.9%VolatilityLower is calmer23.2%

SPYXLE Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLE wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs XLE: Top 5 Holdings

Today

SPY

27.3%in top 5

XLE

in top 559.1%

SPYStockXLE

not top 5XOM24.2%

not top 5CVX18.4%

7.7%NVDAnot top 5

7.4%AAPLnot top 5

not top 5COP7.2%

5.9%MSFTnot top 5

not top 5MPC4.7%

not top 5PSX4.6%

3.8%AMZNnot top 5

2.5%GOOGLnot top 5

Held in common3.7%

End-of-day Nov 4, 2026 · share of each fund

SPY vs XLE Returns, Every Period

SPDRSPY

+12.6%

5 years, per year

XLESPDR

+21.4%

5 years, per year

SPYXLEFaded: behind in that period

1–3XLE wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Core vs Sector: SPY vs XLE

YTD

SPDRSPY

+13.3%

XLESPDR

+44.9%

+13.3%Year to date+44.9%

−8.9%Worst drop · 1Y−15.0%

12.9%Volatility · 1Y23.2%

1.0%Yield2.4%

$805BAssets$44.1B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPY, XLE, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

XLE0.08%$8

SPY0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: SPY, XLE, IVV

2.40%highest, XLE

FundTrailing yieldYield$10k

XLE2.40%$240

IVV1.09%$109

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$232most kept, XLE

XLE$240 − $8 = $232

IVV$109 − $3 = $106

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: SPY, XLE, IVV

Today

99.9%most shared, SPY and IVV

SPYXLEIVV

SPY—3.7%99.9%

XLE3.7%—3.7%

IVV99.9%3.7%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+48.2%XLE, at 23.2% volatility

SPYWorst drop−8.9%12.9% vol

IVVWorst drop−8.9%12.9% vol

XLEWorst drop−15.0%23.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLEIVV

+44.9%Year to date+13.4%

2.4%Yield1.1%

+48.2%Past year+13.5%

0.08%Fee0.03%

3–1XLE wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

XLE vs VDE

YTD

SPDRXLE

+44.9%

VDEVanguard

+42.7%

+44.9%Year to date+42.7%

2.4%Yield2.3%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026