Compare · 3 funds side by side · dividends reinvested

SPY, XLE and XLF

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$26,316XLE · best of the three

Story of the three · IncomeMost incomeXLE · 2.40% · $240 a year on $10k

Story of the three · RiskSmallest drop

SPY, XLE and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.40%+44.5%+44.3%+17.6%+21.4%−15.0%23.3%$40.7B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.00%+12.3%+12.7%+21.8%+11.8%−8.9%13.7%$792B2.0

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.41%+8.4%+12.4%+22.2%+9.5%−14.8%15.3%$53.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 11, 2026 · returns include dividends · since: SPY 1993 · XLE 1998 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

5Y

State Street SPDR S&P 500 ETF · $792B$17,481

SPY

XLE

State Street Energy Select Sector SPDR ETF · $40.7B$26,316

$10,000 five years ago, dividends reinvested · they hold 3.5% in common

SPYMeasure

More Ways to See the Pairs

SPY vs XLE: Top 5 Holdings

Today

SPY

26.9%in top 5

XLE

in top 558.9%

SPYStockXLE

not top 5XOM24.1%

not top 5CVX18.5%

7.8%AAPLnot top 5

not top 5COP7.2%

6.3%NVDAnot top 5

Cost, Income and Risk

Fees: SPY, XLE, XLF

Today

0.08%lowest, XLE

FundExpense ratioFee$10k

XLE0.08%$8

XLF0.08%$8

SPY0.09%$9

End-of-day Nov 11, 2026 · fee on $10,000 a year

Yields: SPY, XLE, XLF

1Y

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+12.4%

SPYSPDR

+12.3%

+12.4%Year to date+12.3%

1.0%Yield1.0%

$183BAssets$792B

1–0SPYM wins

End-of-day Nov 11, 2026

XLE vs VDE

YTD

SPDRXLE

+44.5%

VDEVanguard

+42.6%

SCHD vs VIG

YTD

SchwabSCHD

+34.6%

VIGVanguard

+16.0%

XLE

+12.3%Year to dateJan 1 → Nov 11+44.5%

+12.7%1 yearTotal return+44.3%

+21.8%3 years · per year$10,000 became $18,083 · $16,257+17.6%

+11.8%5 years · per year$10,000 became $17,481 · $26,316+21.4%

0.09%Expense ratio$9 · $8 a year on $10k · lower is better0.08%

1.00%Trailing 12-mo yield$100 · $240 a year on $10k2.40%

−8.9%Worst dropSmaller is better−15.0%

13.7%VolatilityLower is calmer23.3%

SPYXLE Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLE wins

End-of-day Nov 11, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

6.1%MSFTnot top 5

not top 5MPC4.6%

not top 5PSX4.5%

4.1%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common3.5%

End-of-day Nov 11, 2026 · share of each fund

SPY vs XLE Returns, Every Period

5Y

SPDRSPY

+11.8%

5 years, per year

XLESPDR

+21.4%

5 years, per year

SPYXLEFaded: behind in that period

1–3XLE wins

End-of-day Nov 11, 2026 · dividends in · faded = behind in that period

Core vs Sector: SPY vs XLE

YTD

SPDRSPY

+12.3%

XLESPDR

+44.5%

+12.3%Year to date+44.5%

−8.9%Worst drop · 1Y−15.0%

13.7%Volatility · 1Y23.3%

1.0%Yield2.4%

$792BAssets$40.7B

2–2level

End-of-day Nov 11, 2026 · smaller drop and lower volatility win

2.40%highest, XLE

FundTrailing yieldYield$10k

XLE2.40%$240

XLF1.41%$141

SPY1.00%$100

End-of-day Nov 11, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$232most kept, XLE

XLE$240 − $8 = $232

XLF$141 − $8 = $133

SPY$100 − $9 = $91

KeptFee

End-of-day Nov 11, 2026 · yield in dollars minus the fee

Overlap: SPY, XLE, XLF

Today

12.6%most shared, SPY and XLF

SPYXLEXLF

SPY—3.5%12.6%

XLE3.5%—0.0%

XLF12.6%0.0%—

End-of-day Nov 11, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+44.3%XLE, at 23.3% volatility

SPYWorst drop−8.9%13.7% vol

XLFWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 11, 2026 · up and left is better

Paid More vs Made More

YTD

XLESPY

+44.5%Year to date+12.3%

2.4%Yield1.0%

+44.3%Past year+12.7%

0.08%Fee0.09%

4–0XLE wins

End-of-day Nov 11, 2026

+44.5%Year to date+42.6%

2.4%Yield2.3%

$40.7BAssets$10.4B

2–0XLE wins

End-of-day Nov 11, 2026

+34.6%Year to date+16.0%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 11, 2026

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SPY, XLE and XLF

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three