Compare · 2 funds side by side · dividends reinvested

SPY and XLK

SPYSPDR×XLKSPDR×
$5k$10k$15k$20k$25k$30kLow $7,279 · 2022XLK$21,164SPY$17,118Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$21,164XLK · best of the two
02 / 04

SPY and XLK, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.51%+14.8%+12.2%+26.2%+16.2%−19.6%28.5%$117B1.4
State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.6
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 6, 2026 · returns include dividends · since: SPY 1993 · XLK 1998
@TheETFTracker·theetftracker.com

Head to Head

5Y
State Street SPDR S&P 500 ETF · $819B$17,118
SPY
XLK
State Street Technology Select Sector SPDR ETF · $117B$21,164

$10,000 five years ago, dividends reinvested · they hold 35.5% in common

SPYMeasureXLK
+8.7%Year to dateJan 1 → Nov 6+14.8%
+9.7%1 yearTotal return+12.2%
+21.7%3 years · per year$10,000 became $18,039 · $20,083+26.2%
+11.3%5 years · per year$10,000 became $17,118 · $21,164+16.2%
0.09%Expense ratio$9 · $8 a year on $10k · lower is better0.08%
1.03%Trailing 12-mo yield$103 · $51 a year on $10k0.51%
−8.9%Worst dropSmaller is better−19.6%
13.6%VolatilityLower is calmer28.5%
SPYXLK Winner of the row, in its colourEach row: the bigger of the two fills its side
3–5XLK wins
End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

SPY vs XLK: Top 5 Holdings

Today
SPY
27.8%in top 5
XLK
in top 553.7%
SPYStockXLK
7.9%AAPL16.9%
6.9%NVDA14.8%
6.3%MSFT13.4%
not top 5AVGO4.7%
4.0%AMZNnot top 5
not top 5AMD4.0%
2.6%GOOGLnot top 5
Held in common35.5%
End-of-day Nov 6, 2026 · share of each fund
@TheETFTracker·theetftracker.com

SPY vs XLK Returns, Every Period

5Y
SPDRSPY
+11.3%
5 years, per year
XLKSPDR
+16.2%
5 years, per year
0%+10%+20%+30%+8.7%+14.8%YTD+9.7%+12.2%1 year+21.7%+26.2%3 yrs · yr+11.3%+16.2%5 yrs · yr
SPYXLKFaded: behind in that period
0–4XLK wins
End-of-day Nov 6, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

Core vs Sector: SPY vs XLK

YTD
SPDRSPY
+8.7%
XLKSPDR
+14.8%
Jan 1Nov 6+8.7%+14.8%
+8.7%Year to date+14.8%
−8.9%Worst drop · 1Y−19.6%
13.6%Volatility · 1Y28.5%
1.0%Yield0.5%
$819BAssets$117B
3–1SPY wins
End-of-day Nov 6, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: SPY, XLK

Today
0.08%lowest, XLK
FundExpense ratioFee$10k
XLK0.08%$8
SPY0.09%$9
End-of-day Nov 6, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: SPY, XLK

1Y
1.03%highest, SPY
FundTrailing yieldYield$10k
SPY1.03%$103
XLK0.51%$51
End-of-day Nov 6, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$94most kept, SPY
SPY$103 − $9 = $94
XLK$51 − $8 = $43
KeptFee
End-of-day Nov 6, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: SPY, XLK

Today
35.5%most shared, SPY and XLK
SPYXLK
SPY—35.5%
XLK35.5%—
End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+12.2%XLK, at 28.5% volatility
0%+5%+10%+15%10%20%30%40%Volatility · 1 year → bumpierXLK +12.2%SPY +9.7%
SPYWorst drop−8.9%13.6% vol
XLKWorst drop−19.6%28.5% vol
End-of-day Nov 6, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
SPYXLK
Jan 1Nov 6+8.7%+14.8%
+8.7%Year to date+14.8%
1.0%Yield0.5%
+9.7%Past year+12.2%
0.09%Fee0.08%
3–1XLK wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SPYM vs SPY

YTD
SPDRSPYM
+8.8%
SPYSPDR
+8.7%
Jan 1Nov 6+8.8%+8.7%
+8.8%Year to date+8.7%
1.1%Yield1.0%
$182BAssets$819B
2–0SPYM wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

XLK vs VGT

YTD
SPDRXLK
+14.8%
VGTVanguard
+15.6%
Jan 1Nov 6+14.8%+15.6%
+14.8%Year to date+15.6%
0.08% · $8Fee · on $10k a year0.09% · $9
$117BAssets$155B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

SCHD vs VIG

YTD
SchwabSCHD
+31.4%
VIGVanguard
+12.1%
Jan 1Nov 6+31.4%+12.1%
+31.4%Year to date+12.1%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com