Compare · 3 funds side by side · dividends reinvested

SPY, YRAM and SCHD

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,337SPY · best of the three

Story of the three · IncomeMost incomeYRAM · 9.68% · $968 a year on $10k

Story of the three · RiskSmallest drop

SPY, YRAM and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.93%+34.2%+36.8%+19.9%+10.4%−6.9%11.7%$123B1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.00%+11.9%+12.0%+21.6%+11.6%−8.9%13.7%$793B1.9

YieldMax Memory and Storage Portfolio Option Income ETFIncome · Premium income1.01%9.68%[…][…][…][…][…][…]$5M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 12, 2026 · returns include dividends · since: SPY 1993 · YRAM 2026 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Schwab U.S. Dividend Equity ETF · $123B$16,429

SCHD

YRAM

YieldMax Memory and Storage Portfolio Option Income ETF · $5M[…]

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SCHD

More Ways to See the Pairs

SCHD vs YRAM: Top 5 Holdings

Today

SCHD

21.7%in top 5

YRAM

in top 535.2%

SCHDStockYRAM

not top 5MU16.3%

not top 5WDC5.3%

not top 5STX5.0%

not top 5SNDK4.7%

4.7%TXNnot top 5

Cost, Income and Risk

Fees: SPY, YRAM, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SPY0.09%$9

YRAM1.01%$101

End-of-day Nov 12, 2026 · fee on $10,000 a year

Yields: SPY, YRAM, SCHD

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+34.2%

VIGVanguard

+16.0%

+34.2%Year to date+16.0%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 12, 2026

SPYM vs SPY

YTD

SPDRSPYM

+12.0%

SPYSPDR

+11.9%

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.8%

JEPIJ.P. Morgan

+8.3%

Measure

YRAM

+34.2%Year to dateJan 1 → Nov 12[…]

+36.8%1 yearTotal return[…]

+19.9%3 years · per year$10,000 became $17,257 · […][…]

+10.4%5 years · per year$10,000 became $16,429 · […][…]

0.06%Expense ratio$6 · $101 a year on $10k · lower is better1.01%

2.93%Trailing 12-mo yield$293 · $968 a year on $10k9.68%

−6.9%Worst dropSmaller is better[…]

11.7%VolatilityLower is calmer[…]

SCHDYRAM Winner of the row, in its colourEach row: the bigger of the two fills its side

1–1Level

End-of-day Nov 12, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

4.4%PGnot top 5

4.3%KOnot top 5

4.3%HDnot top 5

4.1%AMGNnot top 5

not top 5P3.9%

Held in common0.0%

End-of-day Nov 12, 2026 · share of each fund

SCHD vs YRAM Returns, Every Period

1Y

SchwabSCHD

+36.8%

past year

YRAMYieldMax

[…]

past year

Returns […]

SCHDYRAMFaded: behind in that period

0–0Level

End-of-day Nov 12, 2026 · dividends in · faded = behind in that period

SCHD vs YRAM

YTD

SchwabSCHD

+34.2%

YRAMYieldMax

[…]

+34.2%Year to date[…]

−6.9%Worst drop · 1Y[…]

11.7%Volatility · 1Y[…]

2.9%Yield9.7%

$123BAssets$5.5M

1–0YRAM wins

End-of-day Nov 12, 2026 · smaller drop and lower volatility win

1Y

9.68%highest, YRAM

FundTrailing yieldYield$10k

YRAM9.68%$968

SCHD2.93%$293

SPY1.00%$100

End-of-day Nov 12, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$867most kept, YRAM

YRAM$968 − $101 = $867

SCHD$293 − $6 = $287

SPY$100 − $9 = $91

KeptFee

End-of-day Nov 12, 2026 · yield in dollars minus the fee

Overlap: SPY, YRAM, SCHD

Today

8.5%most shared, SPY and SCHD

SPYYRAMSCHD

SPY—2.0%8.5%

YRAM2.0%—0.0%

SCHD8.5%0.0%—

End-of-day Nov 12, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+36.8%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

SPYWorst drop−8.9%13.7% vol

YRAMWorst drop[…][…]

End-of-day Nov 12, 2026 · up and left is better

Paid More vs Made More

YTD

YRAMSCHD

[…]Year to date+34.2%

9.7%Yield2.9%

[…]Past year+36.8%

1.01%Fee0.06%

1–1level

End-of-day Nov 12, 2026

+12.0%Year to date+11.9%

1.0%Yield1.0%

$183BAssets$793B

1–0SPYM wins

End-of-day Nov 12, 2026

+7.8%Year to date+8.3%

12.2%Yield7.9%

$41.8BAssets$46.8B

1–1level

End-of-day Nov 12, 2026

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SPY, YRAM and SCHD

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three