Compare · 3 funds side by side · dividends reinvested

SPY, YRAM and SCHD

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,358SPY · best of the three

Story of the three · IncomeMost incomeYRAM · 9.45% · $945 a year on $10k

Story of the three · RiskSmallest drop

SPY, YRAM and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.94%+33.8%+38.8%+19.5%+10.4%−6.9%11.8%$122B1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+10.8%+13.0%+21.4%+11.7%−8.9%13.8%$778B1.9

YieldMax Memory and Storage Portfolio Option Income ETFIncome · Premium income1.01%9.45%[…][…][…][…][…][…]$5M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: SPY 1993 · YRAM 2026 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

5Y

YieldMax Memory and Storage Portfolio Option Income ETF · $5M[…]

YRAM

SCHD

Schwab U.S. Dividend Equity ETF · $122B$16,428

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

YRAM

More Ways to See the Pairs

YRAM vs SCHD: Top 5 Holdings

Today

YRAM

34.2%in top 5

SCHD

in top 521.4%

YRAMStockSCHD

15.6%MUnot top 5

5.2%WDCnot top 5

4.9%STXnot top 5

4.6%SNDKnot top 5

not top 5PG4.4%

Cost, Income and Risk

Fees: SPY, YRAM, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SPY0.09%$9

YRAM1.01%$101

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: SPY, YRAM, SCHD

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

SPYM vs SPY

YTD

SPDRSPYM

+10.9%

SPYSPDR

+10.8%

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

Measure

SCHD

[…]Year to dateJan 1 → Nov 10+33.8%

[…]1 yearTotal return+38.8%

[…]3 years · per year$10,000 became […] · $17,062+19.5%

[…]5 years · per year$10,000 became […] · $16,428+10.4%

1.01%Expense ratio$101 · $6 a year on $10k · lower is better0.06%

9.45%Trailing 12-mo yield$945 · $294 a year on $10k2.94%

[…]Worst dropSmaller is better−6.9%

[…]VolatilityLower is calmer11.8%

YRAMSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–1Level

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

4.0%Pnot top 5

Held in common0.0%

End-of-day Nov 10, 2026 · share of each fund

YRAM vs SCHD Returns, Every Period

1Y

YieldMaxYRAM

[…]

past year

SCHDSchwab

+38.8%

past year

Returns […]

YRAMSCHDFaded: behind in that period

0–0Level

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

YRAM vs SCHD

YTD

YieldMaxYRAM

[…]

SCHDSchwab

+33.8%

[…]Year to date+33.8%

[…]Worst drop · 1Y−6.9%

[…]Volatility · 1Y11.8%

9.4%Yield2.9%

$5.2MAssets$122B

1–0YRAM wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

1Y

9.45%highest, YRAM

FundTrailing yieldYield$10k

YRAM9.45%$945

SCHD2.94%$294

SPY1.01%$101

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$844most kept, YRAM

YRAM$945 − $101 = $844

SCHD$294 − $6 = $288

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: SPY, YRAM, SCHD

Today

8.5%most shared, SPY and SCHD

SPYYRAMSCHD

SPY—1.9%8.5%

YRAM1.9%—0.0%

SCHD8.5%0.0%—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+38.8%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

SPYWorst drop−8.9%13.8% vol

YRAMWorst drop[…][…]

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

YRAMSCHD

[…]Year to date+33.8%

9.4%Yield2.9%

[…]Past year+38.8%

1.01%Fee0.06%

1–1level

End-of-day Nov 10, 2026

+10.9%Year to date+10.8%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 10, 2026

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026

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SPY, YRAM and SCHD

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three