Compare · 2 funds side by side · dividends reinvested

SPYA and SCHD

SPYATwin Oak×SCHDSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,352SCHD · best of the two

02 / 04

SPYA and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.97%+32.8%+37.6%+21.2%+10.3%−6.9%11.4%$121B1.0

Torray Equity Income Fund - Twin Oak Endure ETFIncome · Dividend stocks0.54%0.35%+7.3%+6.7%[…][…]−9.5%12.3%$132M2.0

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: SPYA 2025 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $121B$16,352

SCHD

SPYA

Torray Equity Income Fund - Twin Oak Endure ETF · $132M[…]

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SCHDMeasureSPYA

+32.8%Year to dateJan 1 → Nov 3+7.3%

+37.6%1 yearTotal return+6.7%

+21.2%3 years · per year$10,000 became $17,784 · […][…]

+10.3%5 years · per year$10,000 became $16,352 · […][…]

0.06%Expense ratio$6 · $54 a year on $10k · lower is better0.54%

2.97%Trailing 12-mo yield$297 · $35 a year on $10k0.35%

−6.9%Worst dropSmaller is better−9.5%

11.4%VolatilityLower is calmer12.3%

SCHDSPYA Winner of the row, in its colourEach row: the bigger of the two fills its side

6–0SCHD wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs SPYA: Top 5 Holdings

Today

SCHD

21.4%in top 5

SPYA

in top 591.0%

SCHDStockSPYA

not top 5VOO37.3%

not top 5TOAK34.5%

not top 5SPY19.2%

4.6%TXNnot top 5

4.3%PGnot top 5

4.2%KOnot top 5

4.2%CVXnot top 5

4.2%HDnot top 5

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

SCHD vs SPYA Returns, Every Period

SchwabSCHD

+37.6%

past year

SPYATwin Oak

+6.7%

past year

SCHDSPYAFaded: behind in that period

2–0SCHD wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

SCHD vs SPYA

YTD

SchwabSCHD

+32.8%

SPYATwin Oak

+7.3%

+32.8%Year to date+7.3%

−6.9%Worst drop · 1Y−9.5%

11.4%Volatility · 1Y12.3%

3.0%Yield0.3%

$121BAssets$132M

4–0SCHD wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPYA, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SPYA0.54%$54

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: SPYA, SCHD

2.97%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.97%$297

SPYA0.35%$35

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$291most kept, SCHD

SCHD$297 − $6 = $291

SPYA$35 − $54 = −$19

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: SPYA, SCHD

Today

0.0%most shared, SPYA and SCHD

SPYASCHD

SPYA—0.0%

SCHD0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+37.6%SCHD, at 11.4% volatility

SCHDWorst drop−6.9%11.4% vol

SPYAWorst drop−9.5%12.3% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDSPYA

+32.8%Year to date+7.3%

3.0%Yield0.3%

+37.6%Past year+6.7%

0.06%Fee0.54%

4–0SCHD wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026