Compare · 3 funds side by side · dividends reinvested

SPYA, USOY and SCHD

02 / 04

−0.1%

Search ETFs and stocks

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,418SCHD · best of the three

Story of the three · IncomeMost incomeUSOY · 54.36% · $5,436 a year on $10k

Story of the three · RiskSmallest drop

SPYA, USOY and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.92%+34.9%+37.5%+20.2%+10.4%−6.9%11.7%$124B1.4

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%54.36%+58.0%+59.2%[…][…]−25.5%39.1%$73M2.0

Torray Equity Income Fund - Twin Oak Endure ETFIncome · Dividend stocks0.54%0.35%+7.2%+6.9%[…][…]−9.5%12.9%$133M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 13, 2026 · returns include dividends · since: SPYA 2025 · USOY 2024 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Oil Enhanced Options Income ETF · $73M[…]

USOY

SPYA

Torray Equity Income Fund - Twin Oak Endure ETF · $133M[…]

$10,000 five years ago, dividends reinvested

USOYMeasure

More Ways to See the Pairs

USOY vs SPYA: Top 5 Holdings

Today

USOY

[…]in top 5

SPYA

in top 595.2%

USOYStockSPYA

not top 5VOO37.3%

not top 5TOAK34.4%

not top 5SPY23.5%

Held in common[…]

End-of-day Nov 13, 2026 · share of each fund

Cost, Income and Risk

Fees: SPYA, USOY, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SPYA0.54%$54

USOY1.12%$112

End-of-day Nov 13, 2026 · fee on $10,000 a year

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+34.9%

VIGVanguard

+16.0%

+34.9%Year to date+16.0%

2.9%Yield1.4%

$124BAssets$109B

2–0SCHD wins

End-of-day Nov 13, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.7%

JEPIJ.P. Morgan

+8.2%

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

SPYA

+58.0%Year to dateJan 1 → Nov 13+7.2%

+59.2%1 yearTotal return+6.9%

[…]3 years · per year[…]

[…]5 years · per year[…]

1.12%Expense ratio$112 · $54 a year on $10k · lower is better0.54%

54.36%Trailing 12-mo yield$5,436 · $35 a year on $10k0.35%

−25.5%Worst dropSmaller is better−9.5%

39.1%VolatilityLower is calmer12.9%

USOYSPYA Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 13, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

USOY vs SPYA Returns, Every Period

1Y

DefianceUSOY

+59.2%

past year

SPYATwin Oak

+6.9%

past year

USOYSPYAFaded: behind in that period

2–0USOY wins

End-of-day Nov 13, 2026 · dividends in · faded = behind in that period

USOY vs SCHD

YTD

DefianceUSOY

+58.0%

SCHDSchwab

+34.9%

+58.0%Year to date+34.9%

−25.5%Worst drop · 1Y−6.9%

39.1%Volatility · 1Y11.7%

54.4%Yield2.9%

$72.8MAssets$124B

2–2level

End-of-day Nov 13, 2026 · smaller drop and lower volatility win

Yields: SPYA, USOY, SCHD

1Y

54.36%highest, USOY

FundTrailing yieldYield$10k

USOY54.36%$5,436

SCHD2.92%$292

SPYA0.35%$35

End-of-day Nov 13, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$5,324most kept, USOY

USOY$5,436 − $112 = $5,324

SCHD$292 − $6 = $286

SPYA$35 − $54 = −$19

KeptFee

End-of-day Nov 13, 2026 · yield in dollars minus the fee

Overlap: SPYA, USOY, SCHD

Today

0.0%most shared, SPYA and SCHD

SPYAUSOYSCHD

SPYA—[…]0.0%

USOY[…]—[…]

SCHD0.0%[…]—

End-of-day Nov 13, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+59.2%USOY, at 39.1% volatility

SCHDWorst drop−6.9%11.7% vol

SPYAWorst drop−9.5%12.9% vol

USOYWorst drop−25.5%39.1% vol

End-of-day Nov 13, 2026 · up and left is better

Paid More vs Made More

YTD

USOYSCHD

+58.0%Year to date+34.9%

54.4%Yield2.9%

+59.2%Past year+37.5%

1.12%Fee0.06%

3–1USOY wins

End-of-day Nov 13, 2026

+6.7%Year to date+8.2%

12.4%Yield7.9%

$42.6BAssets$47.3B

1–1level

End-of-day Nov 13, 2026

Year to date

+11.5%

1.0%Yield1.0%

$186BAssets$806B

0–0level

End-of-day Nov 13, 2026

Loading…

SPYA, USOY and SCHD

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three

Yields: SPYA, USOY, SCHD