Compare · 3 funds side by side · dividends reinvested

SPYM, SCHD and QQQ

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,068QQQ · best of the three

02 / 04

SPYM, SCHD and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$120B1.6

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.9

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.46%+11.0%+11.6%+23.9%+12.6%−14.8%21.5%$446B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SPYM 2005 · SCHD 2011 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Portfolio S&P 500 ETF · $179B$17,553

SPYM

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,459

$10,000 five years ago, dividends reinvested · they hold 8.6% in common

SPYMMeasureSCHD

+11.3%Year to dateJan 1 → Nov 9+33.2%

+13.6%1 yearTotal return+39.1%

+22.0%3 years · per year$10,000 became $18,161 · $17,123+19.6%

+11.9%5 years · per year$10,000 became $17,553 · $16,459+10.5%

0.02%Expense ratio$2 · $6 a year on $10k · lower is better0.06%

1.03%Trailing 12-mo yield$103 · $296 a year on $10k2.96%

−8.9%Worst dropSmaller is better−6.9%

13.7%VolatilityLower is calmer11.8%

SPYMSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPYM vs SCHD: Top 5 Holdings

Today

SPYM

27.8%in top 5

SCHD

in top 521.4%

SPYMStockSCHD

7.9%AAPLnot top 5

7.1%NVDAnot top 5

6.2%MSFTnot top 5

not top 5PG4.4%

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common8.6%

End-of-day Nov 9, 2026 · share of each fund

SPYM vs SCHD Returns, Every Period

SPDRSPYM

+11.9%

5 years, per year

SCHDSchwab

+10.5%

5 years, per year

SPYMSCHDFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Income: SPYM vs SCHD

YTD

SPDRSPYM

+11.3%

SCHDSchwab

+33.2%

+11.3%Year to date+33.2%

−8.9%Worst drop · 1Y−6.9%

13.7%Volatility · 1Y11.8%

1.0%Yield3.0%

$179BAssets$120B

4–0SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPYM, SCHD, QQQ

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SCHD0.06%$6

QQQ0.18%$18

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SPYM, SCHD, QQQ

2.96%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.96%$296

SPYM1.03%$103

QQQ0.46%$46

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

SPYM$103 − $2 = $101

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SPYM, SCHD, QQQ

Today

52.4%most shared, SPYM and QQQ

SPYMSCHDQQQ

SPYM—8.6%52.4%

SCHD8.6%—5.6%

QQQ52.4%5.6%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

SPYMWorst drop−8.9%13.7% vol

QQQWorst drop−14.8%21.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDSPYM

+33.2%Year to date+11.3%

3.0%Yield1.0%

+39.1%Past year+13.6%

0.06%Fee0.02%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026