Compare · 3 funds side by side · dividends reinvested

SPYM, SGOV and BNDX

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,553SPYM · best of the three

02 / 04

SPYM, SGOV and BNDX, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B1.9

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.63%+1.0%+0.4%+4.4%+0.5%−3.2%3.8%$82.9B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SPYM 2005 · SGOV 2020 · BNDX 2013

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Portfolio S&P 500 ETF · $179B$17,553

SPYM

SGOV

iShares 0-3 Month Treasury Bond ETF · $116B$12,091

$10,000 five years ago, dividends reinvested

SPYMMeasureSGOV

+11.3%Year to dateJan 1 → Nov 9+3.2%

+13.6%1 yearTotal return+3.8%

+22.0%3 years · per year$10,000 became $18,161 · $11,417+4.5%

+11.9%5 years · per year$10,000 became $17,553 · $12,091+3.9%

0.02%Expense ratio$2 · $9 a year on $10k · lower is better0.09%

1.03%Trailing 12-mo yield$103 · $363 a year on $10k3.63%

−8.9%Worst dropSmaller is better0.0%

13.7%VolatilityLower is calmer0.2%

SPYMSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SPYM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPYM vs SGOV: Top 5 Holdings

Today

SPYM

27.8%in top 5

SGOV

in top 5[…]

SPYMStockSGOV

7.9%AAPLnot top 5

7.1%NVDAnot top 5

6.2%MSFTnot top 5

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SPYM vs SGOV Returns, Every Period

SPDRSPYM

+11.9%

5 years, per year

SGOViShares

+3.9%

5 years, per year

SPYMSGOVFaded: behind in that period

4–0SPYM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPYM vs BNDX

YTD

SPDRSPYM

+11.3%

BNDXVanguard

+1.0%

+11.3%Year to date+1.0%

−8.9%Worst drop · 1Y−3.2%

13.7%Volatility · 1Y3.8%

1.0%Yield4.6%

$179BAssets$82.9B

3–1BNDX wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SPYM, SGOV, BNDX

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

BNDX0.07%$7

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SPYM, SGOV, BNDX

4.63%highest, BNDX

FundTrailing yieldYield$10k

BNDX4.63%$463

SGOV3.63%$363

SPYM1.03%$103

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$456most kept, BNDX

BNDX$463 − $7 = $456

SGOV$363 − $9 = $354

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SPYM, SGOV, BNDX

Today

[…]holdings […]

SPYMSGOVBNDX

SPYM—[…][…]

SGOV[…]—[…]

BNDX[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.6%SPYM, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

BNDXWorst drop−3.2%3.8% vol

SPYMWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

BNDXSPYM

+1.0%Year to date+11.3%

4.6%Yield1.0%

+0.4%Past year+13.6%

0.07%Fee0.02%

3–1SPYM wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026