Compare · 3 funds side by side · dividends reinvested

SSFI, VCIT and IUSB

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,508VCIT · best of the three

02 / 04

SSFI, VCIT and IUSB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.2%+0.6%+6.0%+0.3%−4.3%3.9%$50.3B1.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B1.8

Day Hagan Smart Sector Fixed Income ETFBonds & Cash · Other bonds0.76%3.86%−0.7%−0.5%+4.6%−0.5%−4.8%4.0%$28M2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SSFI 2021 · VCIT 2009 · IUSB 2014

Head to Head

Swap sides Versus in desk

Head to Head

Day Hagan Smart Sector Fixed Income ETF · $28M$9,756

SSFI

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

SSFIMeasureVCIT

−0.7%Year to dateJan 1 → Nov 5−0.6%

−0.5%1 yearTotal return+0.3%

+4.6%3 years · per year$10,000 became $11,449 · $12,368+7.3%

−0.5%5 years · per year$10,000 became $9,756 · $10,508+1.0%

0.76%Expense ratio$76 · $3 a year on $10k · lower is better0.03%

3.86%Trailing 12-mo yield$386 · $502 a year on $10k5.02%

−4.8%Worst dropSmaller is better−4.9%

4.0%VolatilityLower is calmer4.5%

SSFIVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6VCIT wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SSFI vs VCIT: Top 5 Holdings

Today

SSFI

77.7%in top 5

VCIT

in top 5[…]

SSFIStockVCIT

32.7%SPTInot top 5

19.2%SPMBnot top 5

9.0%SPTLnot top 5

8.9%BNDXnot top 5

7.8%SPHYnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SSFI vs VCIT Returns, Every Period

Day HaganSSFI

−0.5%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

SSFIVCITFaded: behind in that period

0–4VCIT wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SSFI vs VCIT

YTD

Day HaganSSFI

−0.7%

VCITVanguard

−0.6%

−0.7%Year to date−0.6%

−4.8%Worst drop · 1Y−4.9%

4.0%Volatility · 1Y4.5%

3.9%Yield5.0%

$28.1MAssets$66.6B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SSFI, VCIT, IUSB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

SSFI0.76%$76

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SSFI, VCIT, IUSB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.33%$433

SSFI3.86%$386

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

SSFI$386 − $76 = $310

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SSFI, VCIT, IUSB

Today

[…]holdings […]

SSFIVCITIUSB

SSFI—[…][…]

VCIT[…]—[…]

IUSB[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+0.6%IUSB, at 3.9% volatility

IUSBWorst drop−4.3%3.9% vol

SSFIWorst drop−4.8%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITIUSB

−0.6%Year to date+0.2%

5.0%Yield4.3%

+0.3%Past year+0.6%

0.03%Fee0.06%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026