Compare · 4 funds side by side · dividends reinvested

STIP, MUB, VCIT and IUSB

STIPiShares×MUBiShares×VCITVanguard×IUSBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$11,568STIP · best of the four

02 / 04

STIP, MUB, VCIT and IUSB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-5 Year TIPS Bond ETFBonds & Cash · Treasuries0.03%4.61%+2.0%+2.2%+5.0%+3.0%−1.4%1.7%$16.9B1.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.5

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$54.9B3.0

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.2%+0.6%+6.0%+0.3%−4.3%3.9%$50.4B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: STIP 2010 · MUB 2007 · VCIT 2009 · IUSB 2014

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core Universal USD Bond ETF · $50.4B$10,142

IUSB

STIP

iShares 0-5 Year TIPS Bond ETF · $16.9B$11,568

$10,000 five years ago, dividends reinvested

IUSBMeasureSTIP

+0.2%Year to dateJan 1 → Nov 5+2.0%

+0.6%1 yearTotal return+2.2%

+6.0%3 years · per year$10,000 became $11,909 · $11,570+5.0%

+0.3%5 years · per year$10,000 became $10,142 · $11,568+3.0%

0.06%Expense ratio$6 · $3 a year on $10k · lower is better0.03%

4.33%Trailing 12-mo yield$433 · $461 a year on $10k4.61%

−4.3%Worst dropSmaller is better−1.4%

3.9%VolatilityLower is calmer1.7%

IUSBSTIP Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7STIP wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IUSB vs STIP: Top 5 Holdings

Today

IUSB

[…]in top 5

STIP

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

IUSB vs STIP Returns, Every Period

iSharesIUSB

+0.3%

5 years, per year

STIPiShares

+3.0%

5 years, per year

IUSBSTIPFaded: behind in that period

1–3STIP wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

IUSB vs VCIT

YTD

iSharesIUSB

+0.2%

VCITVanguard

−0.6%

+0.2%Year to date−0.6%

−4.3%Worst drop · 1Y−4.9%

3.9%Volatility · 1Y4.5%

4.3%Yield5.0%

$50.4BAssets$66.6B

3–1IUSB wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: STIP, MUB, VCIT, IUSB

Today

0.03%lowest, STIP

FundExpense ratioFee$10k

STIP0.03%$3

VCIT0.03%$3

MUB0.05%$5

IUSB0.06%$6

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: STIP, MUB, VCIT, IUSB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

STIP4.61%$461

IUSB4.33%$433

MUB3.27%$327

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

STIP$461 − $3 = $458

IUSB$433 − $6 = $427

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: STIP, MUB, VCIT, IUSB

Today

[…]holdings […]

STIPMUBVCITIUSB

STIP—[…][…][…]

MUB[…]—[…][…]

VCIT[…][…]—[…]

IUSB[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+2.2%STIP, at 1.7% volatility

STIPWorst drop−1.4%1.7% vol

MUBWorst drop−6.3%3.7% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSTIP

−0.6%Year to date+2.0%

5.0%Yield4.6%

+0.3%Past year+2.2%

0.03%Fee0.03%

2–1STIP wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026