Compare · 3 funds side by side · dividends reinvested

STIP, SPY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,115VOO · best of the three

02 / 04

STIP, SPY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.5

iShares 0-5 Year TIPS Bond ETFBonds & Cash · Treasuries0.03%4.62%+1.8%+2.1%+4.9%+2.9%−1.4%1.7%$16.8B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: STIP 2010 · SPY 1993 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

iShares 0-5 Year TIPS Bond ETF · $16.8B$11,519

STIP

SPY

State Street SPDR S&P 500 ETF · $805B$18,060

$10,000 five years ago, dividends reinvested

STIPMeasureSPY

+1.8%Year to dateJan 1 → Nov 4+13.3%

+2.1%1 yearTotal return+13.4%

+4.9%3 years · per year$10,000 became $11,544 · $19,132+24.1%

+2.9%5 years · per year$10,000 became $11,519 · $18,060+12.6%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

4.62%Trailing 12-mo yield$462 · $99 a year on $10k0.99%

−1.4%Worst dropSmaller is better−8.9%

1.7%VolatilityLower is calmer12.9%

STIPSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

STIP vs SPY: Top 5 Holdings

Today

STIP

[…]in top 5

SPY

in top 527.3%

STIPStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

STIP vs SPY Returns, Every Period

iSharesSTIP

+2.9%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

STIPSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Bonds vs Core: STIP vs VOO

YTD

iSharesSTIP

+1.8%

VOOVanguard

+13.4%

+1.8%Year to date+13.4%

−1.4%Worst drop · 1Y−8.9%

1.7%Volatility · 1Y12.8%

4.6%Yield1.1%

$16.8BAssets$1.00T

3–1STIP wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: STIP, SPY, VOO

Today

0.03%lowest, STIP

FundExpense ratioFee$10k

STIP0.03%$3

VOO0.03%$3

SPY0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: STIP, SPY, VOO

4.62%highest, STIP

FundTrailing yieldYield$10k

STIP4.62%$462

VOO1.05%$105

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$459most kept, STIP

STIP$462 − $3 = $459

VOO$105 − $3 = $102

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: STIP, SPY, VOO

Today

94.5%most shared, SPY and VOO

STIPSPYVOO

STIP—[…][…]

SPY[…]—94.5%

VOO[…]94.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%VOO, at 12.8% volatility

STIPWorst drop−1.4%1.7% vol

VOOWorst drop−8.9%12.8% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

STIPVOO

+1.8%Year to date+13.4%

4.6%Yield1.1%

+2.1%Past year+13.5%

0.03%Fee0.03%

2–1VOO wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026