Compare · 3 funds side by side · dividends reinvested

STIP, SPYM and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,192SPYM · best of the three

02 / 04

STIP, SPYM and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$182B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.0

iShares 0-5 Year TIPS Bond ETFBonds & Cash · Treasuries0.03%4.61%+2.0%+2.4%+4.9%+3.0%−1.4%1.7%$16.9B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: STIP 2010 · SPYM 2005 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares 0-5 Year TIPS Bond ETF · $16.9B$11,570

STIP

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,192

$10,000 five years ago, dividends reinvested

STIPMeasureSPYM

+2.0%Year to dateJan 1 → Nov 6+8.8%

+2.4%1 yearTotal return+9.8%

+4.9%3 years · per year$10,000 became $11,538 · $18,082+21.8%

+3.0%5 years · per year$10,000 became $11,570 · $17,192+11.4%

0.03%Expense ratio$3 · $2 a year on $10k · lower is better0.02%

4.61%Trailing 12-mo yield$461 · $105 a year on $10k1.05%

−1.4%Worst dropSmaller is better−8.9%

1.7%VolatilityLower is calmer13.6%

STIPSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPYM wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

STIP vs SPYM: Top 5 Holdings

Today

STIP

[…]in top 5

SPYM

in top 527.8%

STIPStockSPYM

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

STIP vs SPYM Returns, Every Period

iSharesSTIP

+3.0%

5 years, per year

SPYMSPDR

+11.4%

5 years, per year

STIPSPYMFaded: behind in that period

0–4SPYM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

STIP vs SGOV

YTD

iSharesSTIP

+2.0%

SGOViShares

+3.2%

+2.0%Year to date+3.2%

−1.4%Worst drop · 1Y+0.0%

1.7%Volatility · 1Y0.2%

4.6%Yield3.6%

$16.9BAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: STIP, SPYM, SGOV

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

STIP0.03%$3

SGOV0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: STIP, SPYM, SGOV

4.61%highest, STIP

FundTrailing yieldYield$10k

STIP4.61%$461

SGOV3.63%$363

SPYM1.05%$105

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$458most kept, STIP

STIP$461 − $3 = $458

SGOV$363 − $9 = $354

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: STIP, SPYM, SGOV

Today

[…]holdings […]

STIPSPYMSGOV

STIP—[…][…]

SPYM[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%SPYM, at 13.6% volatility

SGOVWorst drop0.0%0.2% vol

STIPWorst drop−1.4%1.7% vol

SPYMWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

STIPSPYM

+2.0%Year to date+8.8%

4.6%Yield1.1%

+2.4%Past year+9.8%

0.03%Fee0.02%

3–1SPYM wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026