Compare · 3 funds side by side · dividends reinvested

STIP, VTIP and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$11,568STIP · best of the three

02 / 04

STIP, VTIP and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-5 Year TIPS Bond ETFBonds & Cash · Treasuries0.03%4.61%+2.0%+2.2%+5.0%+3.0%−1.4%1.7%$16.8B1.4

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.81%+0.6%+0.8%+4.5%+2.7%−2.6%2.2%$20.9B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: STIP 2010 · VTIP 2012 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

VCIT

VTIP

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,413

$10,000 five years ago, dividends reinvested

VCITMeasureVTIP

−0.6%Year to dateJan 1 → Nov 5+0.6%

+0.3%1 yearTotal return+0.8%

+7.3%3 years · per year$10,000 became $12,368 · $11,408+4.5%

+1.0%5 years · per year$10,000 became $10,508 · $11,413+2.7%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

5.02%Trailing 12-mo yield$502 · $481 a year on $10k4.81%

−4.9%Worst dropSmaller is better−2.6%

4.5%VolatilityLower is calmer2.2%

VCITVTIP Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5VTIP wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs VTIP: Top 5 Holdings

Today

VCIT

[…]in top 5

VTIP

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VCIT vs VTIP Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

VTIPVanguard

+2.7%

5 years, per year

VCITVTIPFaded: behind in that period

1–3VTIP wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VCIT vs VTIP

YTD

VanguardVCIT

−0.6%

VTIPVanguard

+0.6%

−0.6%Year to date+0.6%

−4.9%Worst drop · 1Y−2.6%

4.5%Volatility · 1Y2.2%

5.0%Yield4.8%

$66.6BAssets$20.9B

3–1VTIP wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: STIP, VTIP, VCIT

Today

0.03%lowest, STIP

FundExpense ratioFee$10k

STIP0.03%$3

VTIP0.03%$3

VCIT0.03%$3

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: STIP, VTIP, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

VTIP4.81%$481

STIP4.61%$461

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VTIP$481 − $3 = $478

STIP$461 − $3 = $458

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: STIP, VTIP, VCIT

Today

[…]holdings […]

STIPVTIPVCIT

STIP—[…][…]

VTIP[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.2%STIP, at 1.7% volatility

STIPWorst drop−1.4%1.7% vol

VTIPWorst drop−2.6%2.2% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSTIP

−0.6%Year to date+2.0%

5.0%Yield4.6%

+0.3%Past year+2.2%

0.03%Fee0.03%

2–1STIP wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026