Compare · 3 funds side by side · dividends reinvested

STOX, ACIO and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

STOX, ACIO and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.3

Aptus Collared Income Opportunity ETFIncome · Covered calls0.79%0.40%+4.6%+4.6%+15.3%+8.4%−6.6%9.9%$2.3B2.1

Horizon Funds - Horizon Core Equity ETFIncome · Covered calls0.70%0.18%+8.6%+10.6%[…][…]−9.3%13.7%$238M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: STOX 2025 · ACIO 2019 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Horizon Funds - Horizon Core Equity ETF · $238M[…]

STOX

ACIO

Aptus Collared Income Opportunity ETF · $2.3B$14,980

$10,000 five years ago, dividends reinvested · they hold 49.1% in common

STOXMeasureACIO

+8.6%Year to dateJan 1 → Nov 5+4.6%

+10.6%1 yearTotal return+4.6%

[…]3 years · per year$10,000 became […] · $15,333+15.3%

[…]5 years · per year$10,000 became […] · $14,980+8.4%

0.70%Expense ratio$70 · $79 a year on $10k · lower is better0.79%

0.18%Trailing 12-mo yield$18 · $40 a year on $10k0.40%

−9.3%Worst dropSmaller is better−6.6%

13.7%VolatilityLower is calmer9.9%

STOXACIO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

STOX vs ACIO: Top 5 Holdings

Today

STOX

25.1%in top 5

ACIO

in top 529.9%

STOXStockACIO

not top 5AAPL7.7%

6.0%NVDA7.3%

6.5%MAGSnot top 5

5.8%MSFT6.2%

not top 5GOOG4.6%

4.4%GOOGLnot top 5

not top 5AMZN3.9%

2.4%AVGOnot top 5

Held in common49.1%

End-of-day Nov 5, 2026 · share of each fund

STOX vs ACIO Returns, Every Period

Horizon FundsSTOX

+10.6%

past year

ACIOAptus

+4.6%

past year

STOXACIOFaded: behind in that period

2–0STOX wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

STOX vs SCHD

YTD

Horizon FundsSTOX

+8.6%

SCHDSchwab

+32.3%

+8.6%Year to date+32.3%

−9.3%Worst drop · 1Y−6.9%

13.7%Volatility · 1Y11.7%

0.2%Yield3.0%

$238MAssets$123B

4–0SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: STOX, ACIO, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

STOX0.70%$70

ACIO0.79%$79

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: STOX, ACIO, SCHD

2.98%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.98%$298

ACIO0.40%$40

STOX0.18%$18

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

ACIO$40 − $79 = −$39

STOX$18 − $70 = −$52

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: STOX, ACIO, SCHD

Today

49.1%most shared, STOX and ACIO

STOXACIOSCHD

STOX—49.1%8.0%

ACIO49.1%—8.6%

SCHD8.0%8.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

ACIOWorst drop−6.6%9.9% vol

SCHDWorst drop−6.9%11.7% vol

STOXWorst drop−9.3%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDSTOX

+32.3%Year to date+8.6%

3.0%Yield0.2%

+38.7%Past year+10.6%

0.06%Fee0.70%

4–0SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026