Compare · 4 funds side by side · dividends reinvested

SUB, SHM, MUB and SGOV

SUBiShares×SHMSPDR×MUBiShares×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,086SGOV · best of the four

02 / 04

SUB, SHM, MUB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.4

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.4%+3.4%+1.7%−1.9%1.4%$13.4B2.5

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$54.9B3.0

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.3%+2.1%+3.4%+1.1%−2.7%1.8%$3.5B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SUB 2008 · SHM 2007 · MUB 2007 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares Short-Term National Muni Bond ETF · $13.4B$10,853

SUB

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,567

$10,000 five years ago, dividends reinvested

SUBMeasureSHM

+1.6%Year to dateJan 1 → Nov 5+1.3%

+2.4%1 yearTotal return+2.1%

+3.4%3 years · per year$10,000 became $11,053 · $11,058+3.4%

+1.7%5 years · per year$10,000 became $10,853 · $10,567+1.1%

0.07%Expense ratio$7 · $20 a year on $10k · lower is better0.20%

2.57%Trailing 12-mo yield$257 · $270 a year on $10k2.70%

−1.9%Worst dropSmaller is better−2.7%

1.4%VolatilityLower is calmer1.8%

SUBSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1SUB wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SUB vs SHM: Top 5 Holdings

Today

SUB

[…]in top 5

SHM

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SUB vs SHM Returns, Every Period

iSharesSUB

+1.7%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

SUBSHMFaded: behind in that period

3–0SUB wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

SUB vs SGOV

YTD

iSharesSUB

+1.6%

SGOViShares

+3.1%

+1.6%Year to date+3.1%

−1.9%Worst drop · 1Y+0.0%

1.4%Volatility · 1Y0.2%

2.6%Yield3.6%

$13.4BAssets$117B

4–0SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SUB, SHM, MUB, SGOV

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

SUB0.07%$7

SGOV0.09%$9

SHM0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SUB, SHM, MUB, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

MUB3.27%$327

SHM2.70%$270

SUB2.57%$257

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MUB$327 − $5 = $322

SHM$270 − $20 = $250

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SUB, SHM, MUB, SGOV

Today

[…]holdings […]

SUBSHMMUBSGOV

SUB—[…][…][…]

SHM[…]—[…][…]

MUB[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SUBWorst drop−1.9%1.4% vol

SHMWorst drop−2.7%1.8% vol

MUBWorst drop−6.3%3.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVSUB

+3.1%Year to date+1.6%

3.6%Yield2.6%

+3.7%Past year+2.4%

0.09%Fee0.07%

3–1SGOV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026