Compare · 3 funds side by side · dividends reinvested

TBIL, TLT and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,115VOO · best of the three

02 / 04

TBIL, TLT and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.6

F/m US Treasury 3 Month Bill FundBonds & Cash · Treasuries0.15%3.66%+3.1%+3.7%+4.4%[…]−0.0%0.3%$7.5B1.7

iShares 20+ Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.78%−2.5%−4.6%+3.6%−7.8%−12.5%9.6%$48.8B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: TBIL 2022 · TLT 2002 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

F/m US Treasury 3 Month Bill Fund · $7.5B[…]

TBIL

TLT

iShares 20+ Year Treasury Bond ETF · $48.8B$6,647

$10,000 five years ago, dividends reinvested

TBILMeasureTLT

+3.1%Year to dateJan 1 → Nov 4−2.5%

+3.7%1 yearTotal return−4.6%

+4.4%3 years · per year$10,000 became $11,394 · $11,109+3.6%

[…]5 years · per year$10,000 became […] · $6,647−7.8%

0.15%Expense ratio$15 · $15 a year on $10k · lower is better0.15%

3.66%Trailing 12-mo yield$366 · $478 a year on $10k4.78%

−0.0%Worst dropSmaller is better−12.5%

0.3%VolatilityLower is calmer9.6%

TBILTLT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1TBIL wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TBIL vs TLT: Top 5 Holdings

Today

TBIL

[…]in top 5

TLT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

TBIL vs TLT Returns, Every Period

F/mTBIL

+3.7%

past year

TLTiShares

−4.6%

past year

TBILTLTFaded: behind in that period

3–0TBIL wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

TBIL vs TLT

YTD

F/mTBIL

+3.1%

TLTiShares

−2.5%

+3.1%Year to date−2.5%

−0.0%Worst drop · 1Y−12.5%

0.3%Volatility · 1Y9.6%

3.7%Yield4.8%

$7.5BAssets$48.8B

3–1TBIL wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TBIL, TLT, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

TBIL0.15%$15

TLT0.15%$15

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: TBIL, TLT, VOO

4.78%highest, TLT

FundTrailing yieldYield$10k

TLT4.78%$478

TBIL3.66%$366

VOO1.05%$105

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$463most kept, TLT

TLT$478 − $15 = $463

TBIL$366 − $15 = $351

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: TBIL, TLT, VOO

Today

[…]holdings […]

TBILTLTVOO

TBIL—[…][…]

TLT[…]—[…]

VOO[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%VOO, at 12.8% volatility

TBILWorst drop−0.0%0.3% vol

TLTWorst drop−12.5%9.6% vol

VOOWorst drop−8.9%12.8% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

TLTVOO

−2.5%Year to date+13.4%

4.8%Yield1.1%

−4.6%Past year+13.5%

0.15%Fee0.03%

3–1VOO wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026