Compare · 2 funds side by side · dividends reinvested

TBIL and VGSH

TBILF/m×VGSHVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$11,095VGSH · best of the two

02 / 04

TBIL and VGSH, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

F/m US Treasury 3 Month Bill FundBonds & Cash · Treasuries0.15%3.66%+3.1%+3.7%+4.4%[…]−0.0%0.3%$7.5B1.3

Vanguard Short-Term Treasury ETFBonds & Cash · Treasuries0.03%3.77%+1.4%+2.2%+4.2%+2.1%−0.9%1.3%$35.1B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: TBIL 2022 · VGSH 2009

Head to Head

Swap sides Versus in desk

Head to Head

F/m US Treasury 3 Month Bill Fund · $7.5B[…]

TBIL

VGSH

Vanguard Short-Term Treasury ETF · $35.1B$11,095

$10,000 five years ago, dividends reinvested

TBILMeasureVGSH

+3.1%Year to dateJan 1 → Nov 4+1.4%

+3.7%1 yearTotal return+2.2%

+4.4%3 years · per year$10,000 became $11,394 · $11,330+4.2%

[…]5 years · per year$10,000 became […] · $11,095+2.1%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

3.66%Trailing 12-mo yield$366 · $377 a year on $10k3.77%

−0.0%Worst dropSmaller is better−0.9%

0.3%VolatilityLower is calmer1.3%

TBILVGSH Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2TBIL wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TBIL vs VGSH: Top 5 Holdings

Today

TBIL

[…]in top 5

VGSH

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

TBIL vs VGSH Returns, Every Period

F/mTBIL

+3.7%

past year

VGSHVanguard

+2.2%

past year

TBILVGSHFaded: behind in that period

3–0TBIL wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

TBIL vs VGSH

YTD

F/mTBIL

+3.1%

VGSHVanguard

+1.4%

+3.1%Year to date+1.4%

−0.0%Worst drop · 1Y−0.9%

0.3%Volatility · 1Y1.3%

3.7%Yield3.8%

$7.5BAssets$35.1B

3–1TBIL wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TBIL, VGSH

Today

0.03%lowest, VGSH

FundExpense ratioFee$10k

VGSH0.03%$3

TBIL0.15%$15

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: TBIL, VGSH

3.77%highest, VGSH

FundTrailing yieldYield$10k

VGSH3.77%$377

TBIL3.66%$366

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$374most kept, VGSH

VGSH$377 − $3 = $374

TBIL$366 − $15 = $351

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: TBIL, VGSH

Today

[…]holdings […]

TBILVGSH

TBIL—[…]

VGSH[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.7%TBIL, at 0.3% volatility

TBILWorst drop−0.0%0.3% vol

VGSHWorst drop−0.9%1.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VGSHTBIL

+1.4%Year to date+3.1%

3.8%Yield3.7%

+2.2%Past year+3.7%

0.03%Fee0.15%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026