Compare · 2 funds side by side · dividends reinvested

TBIL and VTIP

TBILF/m×VTIPVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$11,389VTIP · best of the two

02 / 04

TBIL and VTIP, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

F/m US Treasury 3 Month Bill FundBonds & Cash · Treasuries0.15%3.66%+3.1%+3.7%+4.5%[…]−0.0%0.3%$7.5B1.4

Vanguard Short-Term Inflation-Protected Securities ETFBonds & Cash · Treasuries0.03%4.81%+0.6%+0.9%+4.5%+2.6%−2.6%2.2%$20.9B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: TBIL 2022 · VTIP 2012

Head to Head

Swap sides Versus in desk

Head to Head

F/m US Treasury 3 Month Bill Fund · $7.5B[…]

TBIL

VTIP

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9B$11,389

$10,000 five years ago, dividends reinvested

TBILMeasureVTIP

+3.1%Year to dateJan 1 → Nov 3+0.6%

+3.7%1 yearTotal return+0.9%

+4.5%3 years · per year$10,000 became $11,396 · $11,397+4.5%

[…]5 years · per year$10,000 became […] · $11,389+2.6%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

3.66%Trailing 12-mo yield$366 · $481 a year on $10k4.81%

−0.0%Worst dropSmaller is better−2.6%

0.3%VolatilityLower is calmer2.2%

TBILVTIP Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2TBIL wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TBIL vs VTIP: Top 5 Holdings

Today

TBIL

[…]in top 5

VTIP

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

TBIL vs VTIP Returns, Every Period

F/mTBIL

+3.7%

past year

VTIPVanguard

+0.9%

past year

TBILVTIPFaded: behind in that period

2–0TBIL wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

TBIL vs VTIP

YTD

F/mTBIL

+3.1%

VTIPVanguard

+0.6%

+3.1%Year to date+0.6%

−0.0%Worst drop · 1Y−2.6%

0.3%Volatility · 1Y2.2%

3.7%Yield4.8%

$7.5BAssets$20.9B

3–1TBIL wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TBIL, VTIP

Today

0.03%lowest, VTIP

FundExpense ratioFee$10k

VTIP0.03%$3

TBIL0.15%$15

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: TBIL, VTIP

4.81%highest, VTIP

FundTrailing yieldYield$10k

VTIP4.81%$481

TBIL3.66%$366

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$478most kept, VTIP

VTIP$481 − $3 = $478

TBIL$366 − $15 = $351

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: TBIL, VTIP

Today

[…]holdings […]

TBILVTIP

TBIL—[…]

VTIP[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.7%TBIL, at 0.3% volatility

TBILWorst drop−0.0%0.3% vol

VTIPWorst drop−2.6%2.2% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

VTIPTBIL

+0.6%Year to date+3.1%

4.8%Yield3.7%

+0.9%Past year+3.7%

0.03%Fee0.15%

2–2level

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026