Compare · 3 funds side by side · dividends reinvested

TCAF, IPAY and RECS

TCAFT. Rowe Price×IPAYAmplify×RECSColumbia Threadneedle×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,787RECS · best of the three

02 / 04

TCAF, IPAY and RECS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Columbia Research Enhanced Core ETFUnsorted0.15%1.04%+7.3%+9.1%+22.2%+12.2%−8.8%12.5%$6.0B1.3

T. Rowe Capital Appreciation Equity ETFUnsorted0.31%0.45%+10.6%+10.3%+20.3%[…]−10.8%13.1%$7.9B1.9

Amplify Digital Payments ETFUnsorted0.75%0.82%−3.2%−5.7%+12.1%−4.7%−22.6%24.9%$152M2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: TCAF 2023 · IPAY 2015 · RECS 2019

Head to Head

Swap sides Versus in desk

Head to Head

Amplify Digital Payments ETF · $152M$7,846

IPAY

RECS

Columbia Research Enhanced Core ETF · $6.0B$17,787

$10,000 five years ago, dividends reinvested · they hold 2.9% in common

IPAYMeasureRECS

−3.2%Year to dateJan 1 → Nov 6+7.3%

−5.7%1 yearTotal return+9.1%

+12.1%3 years · per year$10,000 became $14,103 · $18,239+22.2%

−4.7%5 years · per year$10,000 became $7,846 · $17,787+12.2%

0.75%Expense ratio$75 · $15 a year on $10k · lower is better0.15%

0.82%Trailing 12-mo yield$82 · $104 a year on $10k1.04%

−22.6%Worst dropSmaller is better−8.8%

24.9%VolatilityLower is calmer12.5%

IPAYRECS Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8RECS wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPAY vs RECS: Top 5 Holdings

Today

IPAY

31.6%in top 5

RECS

in top 533.0%

IPAYStockRECS

not top 5AAPL12.9%

not top 5NVDA10.4%

7.0%Vnot top 5

7.0%MA2.8%

6.0%AXPnot top 5

5.9%PYPLnot top 5

5.8%COFnot top 5

not top 5META4.2%

not top 5XLC2.8%

Held in common2.9%

End-of-day Nov 6, 2026 · share of each fund

IPAY vs RECS Returns, Every Period

AmplifyIPAY

−4.7%

5 years, per year

RECSColumbia Threadneedle

+12.2%

5 years, per year

IPAYRECSFaded: behind in that period

0–4RECS wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

IPAY vs RECS

YTD

AmplifyIPAY

−3.2%

RECSColumbia Threadneedle

+7.3%

−3.2%Year to date+7.3%

−22.6%Worst drop · 1Y−8.8%

24.9%Volatility · 1Y12.5%

0.8%Yield1.0%

$152MAssets$6.0B

4–0RECS wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TCAF, IPAY, RECS

Today

0.15%lowest, RECS

FundExpense ratioFee$10k

RECS0.15%$15

TCAF0.31%$31

IPAY0.75%$75

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: TCAF, IPAY, RECS

1.04%highest, RECS

FundTrailing yieldYield$10k

RECS1.04%$104

IPAY0.82%$82

TCAF0.45%$45

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$89most kept, RECS

RECS$104 − $15 = $89

TCAF$45 − $31 = $14

IPAY$82 − $75 = $7

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: TCAF, IPAY, RECS

Today

2.9%most shared, IPAY and RECS

TCAFIPAYRECS

TCAF—0.0%1.6%

IPAY0.0%—2.9%

RECS1.6%2.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.3%TCAF, at 13.1% volatility

RECSWorst drop−8.8%12.5% vol

TCAFWorst drop−10.8%13.1% vol

IPAYWorst drop−22.6%24.9% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

RECSTCAF

+7.3%Year to date+10.6%

1.0%Yield0.5%

+9.1%Past year+10.3%

0.15%Fee0.31%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026