Compare · 3 funds side by side · dividends reinvested

TCAL, SPY and IVV

TCALT. Rowe Price×SPYSPDR×IVViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177IVV · best of the three

02 / 04

TCAL, SPY and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$853B1.6

T. Rowe Price Capital Appreciation Premium Income ETFIncome · Premium income0.34%11.73%+8.3%+9.6%[…][…]−7.0%10.3%$321M2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: TCAL 2025 · SPY 1993 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

T. Rowe Price Capital Appreciation Premium Income ETF · $321M[…]

TCAL

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested · they hold 9.1% in common

TCALMeasureSPY

+8.3%Year to dateJan 1 → Nov 6+8.7%

+9.6%1 yearTotal return+9.7%

[…]3 years · per year$10,000 became […] · $18,039+21.7%

[…]5 years · per year$10,000 became […] · $17,118+11.3%

0.34%Expense ratio$34 · $9 a year on $10k · lower is better0.09%

11.73%Trailing 12-mo yield$1,173 · $103 a year on $10k1.03%

−7.0%Worst dropSmaller is better−8.9%

10.3%VolatilityLower is calmer13.6%

TCALSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TCAL vs SPY: Top 5 Holdings

Today

TCAL

9.2%in top 5

SPY

in top 527.8%

TCALStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

2.0%VLTOnot top 5

1.9%MA.BAnot top 5

1.8%ABTnot top 5

1.8%MSFT.NEnot top 5

1.7%GEHCnot top 5

Held in common9.1%

End-of-day Nov 6, 2026 · share of each fund

TCAL vs SPY Returns, Every Period

T. Rowe PriceTCAL

+9.6%

past year

SPYSPDR

+9.7%

past year

TCALSPYFaded: behind in that period

0–2SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Core: TCAL vs IVV

YTD

T. Rowe PriceTCAL

+8.3%

IVViShares

+8.7%

+8.3%Year to date+8.7%

−7.0%Worst drop · 1Y−8.9%

10.3%Volatility · 1Y13.6%

11.7%Yield1.1%

$321MAssets$853B

3–1TCAL wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TCAL, SPY, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

SPY0.09%$9

TCAL0.34%$34

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: TCAL, SPY, IVV

11.73%highest, TCAL

FundTrailing yieldYield$10k

TCAL11.73%$1,173

IVV1.14%$114

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,139most kept, TCAL

TCAL$1,173 − $34 = $1,139

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: TCAL, SPY, IVV

Today

99.9%most shared, SPY and IVV

TCALSPYIVV

TCAL—9.1%9.1%

SPY9.1%—99.9%

IVV9.1%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%IVV, at 13.6% volatility

TCALWorst drop−7.0%10.3% vol

SPYWorst drop−8.9%13.6% vol

IVVWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

TCALIVV

+8.3%Year to date+8.7%

11.7%Yield1.1%

+9.6%Past year+9.8%

0.34%Fee0.03%

3–1IVV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026