Compare · 3 funds side by side · dividends reinvested

TCAL, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,126SPYM · best of the three

02 / 04

TCAL, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.01%+13.4%+13.5%+24.3%+12.6%−8.9%12.8%$182B1.5

T. Rowe Price Capital Appreciation Premium Income ETFIncome · Premium income0.34%11.52%+10.3%+12.0%[…][…]−7.0%10.1%$328M2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: TCAL 2025 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

T. Rowe Price Capital Appreciation Premium Income ETF · $328M[…]

TCAL

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$18,126

$10,000 five years ago, dividends reinvested · they hold 8.8% in common

TCALMeasureSPYM

+10.3%Year to dateJan 1 → Nov 4+13.4%

+12.0%1 yearTotal return+13.5%

[…]3 years · per year$10,000 became […] · $19,186+24.3%

[…]5 years · per year$10,000 became […] · $18,126+12.6%

0.34%Expense ratio$34 · $2 a year on $10k · lower is better0.02%

11.52%Trailing 12-mo yield$1,152 · $101 a year on $10k1.01%

−7.0%Worst dropSmaller is better−8.9%

10.1%VolatilityLower is calmer12.8%

TCALSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TCAL vs SPYM: Top 5 Holdings

Today

TCAL

8.9%in top 5

SPYM

in top 527.3%

TCALStockSPYM

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

1.9%VLTOnot top 5

1.9%MA.BAnot top 5

1.8%ABTnot top 5

1.7%MSFT.NEnot top 5

1.6%GEHCnot top 5

Held in common8.8%

End-of-day Nov 4, 2026 · share of each fund

TCAL vs SPYM Returns, Every Period

T. Rowe PriceTCAL

+12.0%

past year

SPYMSPDR

+13.5%

past year

TCALSPYMFaded: behind in that period

0–2SPYM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Income vs Core: TCAL vs SPYM

YTD

T. Rowe PriceTCAL

+10.3%

SPYMSPDR

+13.4%

+10.3%Year to date+13.4%

−7.0%Worst drop · 1Y−8.9%

10.1%Volatility · 1Y12.8%

11.5%Yield1.0%

$328MAssets$182B

3–1TCAL wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TCAL, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

TCAL0.34%$34

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: TCAL, SPYM, SPY

11.52%highest, TCAL

FundTrailing yieldYield$10k

TCAL11.52%$1,152

SPYM1.01%$101

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,118most kept, TCAL

TCAL$1,152 − $34 = $1,118

SPYM$101 − $2 = $99

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: TCAL, SPYM, SPY

Today

99.8%most shared, SPYM and SPY

TCALSPYMSPY

TCAL—8.8%8.8%

SPYM8.8%—99.8%

SPY8.8%99.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPYM, at 12.8% volatility

TCALWorst drop−7.0%10.1% vol

SPYMWorst drop−8.9%12.8% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

TCALSPYM

+10.3%Year to date+13.4%

11.5%Yield1.0%

+12.0%Past year+13.5%

0.34%Fee0.02%

3–1SPYM wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026