Compare · 3 funds side by side · dividends reinvested

TFI, MMMA and BND

TFISPDR×MMMANY Life Investments×BNDVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$9,983BND · best of the three

02 / 04

TFI, MMMA and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B1.4

State Street SPDR Nuveen ICE Municipal Bond ETFBonds & Cash · Municipal0.23%3.65%+0.1%+0.6%+4.4%−0.1%−6.9%3.8%$2.9B2.0

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.73%+2.7%[…][…][…][…][…]$60M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: TFI 2007 · MMMA 2025 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Nuveen ICE Municipal Bond ETF · $2.9B$9,942

TFI

MMMA

NYLI MacKay Muni Allocation ETF · $60M[…]

$10,000 five years ago, dividends reinvested

TFIMeasureMMMA

+0.1%Year to dateJan 1 → Nov 5+2.7%

+0.6%1 yearTotal return[…]

+4.4%3 years · per year$10,000 became $11,379 · […][…]

−0.1%5 years · per year$10,000 became $9,942 · […][…]

0.23%Expense ratio$23 · $40 a year on $10k · lower is better0.40%

3.65%Trailing 12-mo yield$365 · $373 a year on $10k3.73%

−6.9%Worst dropSmaller is better[…]

3.8%VolatilityLower is calmer[…]

TFIMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side

1–2MMMA wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TFI vs MMMA: Top 5 Holdings

Today

TFI

[…]in top 5

MMMA

in top 50.1%

TFIStockMMMA

not top 5CASH0.1%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

TFI vs MMMA Returns, Every Period

SPDRTFI

+0.6%

past year

MMMANY Life Investments

[…]

past year

TFIMMMAFaded: behind in that period

0–1MMMA wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

TFI vs BND

YTD

SPDRTFI

+0.1%

BNDVanguard

+0.1%

+0.1%Year to date+0.1%

−6.9%Worst drop · 1Y−4.5%

3.8%Volatility · 1Y4.0%

3.6%Yield4.1%

$2.9BAssets$161B

2–1BND wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TFI, MMMA, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

TFI0.23%$23

MMMA0.40%$40

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: TFI, MMMA, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

MMMA3.73%$373

TFI3.65%$365

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

TFI$365 − $23 = $342

MMMA$373 − $40 = $333

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: TFI, MMMA, BND

Today

[…]holdings […]

TFIMMMABND

TFI—[…][…]

MMMA[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+0.6%TFI, at 3.8% volatility

TFIWorst drop−6.9%3.8% vol

BNDWorst drop−4.5%4.0% vol

MMMAWorst drop[…][…]

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDMMMA

+0.1%Year to date+2.7%

4.1%Yield3.7%

+0.4%Past year[…]

0.03%Fee0.40%

2–1BND wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026