Compare · 2 funds side by side · dividends reinvested

TFNS and XLF

TFNST. Rowe Price×XLFSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,353XLF · best of the two

02 / 04

TFNS and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.9%+24.0%+9.0%−14.8%14.6%$54.2B1.4

T. Rowe Price Financials ETFSectors · Financials0.44%0.46%+6.2%+13.2%[…][…]−14.0%14.8%$18M1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: TFNS 2025 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

T. Rowe Price Financials ETF · $18M[…]

TFNS

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$15,353

$10,000 five years ago, dividends reinvested · they hold 45.0% in common

TFNSMeasureXLF

+6.2%Year to dateJan 1 → Nov 3+5.7%

+13.2%1 yearTotal return+10.9%

[…]3 years · per year$10,000 became […] · $19,057+24.0%

[…]5 years · per year$10,000 became […] · $15,353+9.0%

0.44%Expense ratio$44 · $8 a year on $10k · lower is better0.08%

0.46%Trailing 12-mo yield$46 · $144 a year on $10k1.44%

−14.0%Worst dropSmaller is better−14.8%

14.8%VolatilityLower is calmer14.6%

TFNSXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TFNS vs XLF: Top 5 Holdings

Today

TFNS

36.7%in top 5

XLF

in top 543.3%

TFNSStockXLF

12.6%BRK-B12.6%

not top 5JPM11.4%

not top 5V8.7%

7.8%V.BAnot top 5

7.2%MA.BAnot top 5

not top 5MA6.4%

4.9%JPM.NEnot top 5

4.3%BAC4.1%

Held in common45.0%

End-of-day Nov 3, 2026 · share of each fund

TFNS vs XLF Returns, Every Period

T. Rowe PriceTFNS

+13.2%

past year

XLFSPDR

+10.9%

past year

TFNSXLFFaded: behind in that period

2–0TFNS wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

TFNS vs XLF

YTD

T. Rowe PriceTFNS

+6.2%

XLFSPDR

+5.7%

+6.2%Year to date+5.7%

−14.0%Worst drop · 1Y−14.8%

14.8%Volatility · 1Y14.6%

0.5%Yield1.4%

$17.6MAssets$54.2B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TFNS, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

TFNS0.44%$44

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: TFNS, XLF

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

TFNS0.46%$46

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

TFNS$46 − $44 = $2

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: TFNS, XLF

Today

45.0%most shared, TFNS and XLF

TFNSXLF

TFNS—45.0%

XLF45.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.2%TFNS, at 14.8% volatility

XLFWorst drop−14.8%14.6% vol

TFNSWorst drop−14.0%14.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XLFTFNS

+5.7%Year to date+6.2%

1.4%Yield0.5%

+10.9%Past year+13.2%

0.08%Fee0.44%

2–2level

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026