Compare · 3 funds side by side · dividends reinvested

TIP, SPY and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

TIP, SPY and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$778B1.8

iShares TIPS Bond ETFBonds & Cash · Treasuries0.18%4.24%+0.1%+0.1%+4.3%+0.0%−4.0%3.6%$14.6B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: TIP 2003 · SPY 1993 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares TIPS Bond ETF · $14.6B$10,025

TIP

SPY

State Street SPDR S&P 500 ETF · $778B$17,118

$10,000 five years ago, dividends reinvested

TIPMeasureSPY

+0.1%Year to dateJan 1 → Nov 6+8.7%

+0.1%1 yearTotal return+9.7%

+4.3%3 years · per year$10,000 became $11,344 · $18,039+21.7%

+0.0%5 years · per year$10,000 became $10,025 · $17,118+11.3%

0.18%Expense ratio$18 · $9 a year on $10k · lower is better0.09%

4.24%Trailing 12-mo yield$424 · $103 a year on $10k1.03%

−4.0%Worst dropSmaller is better−8.9%

3.6%VolatilityLower is calmer13.6%

TIPSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TIP vs SPY: Top 5 Holdings

Today

TIP

[…]in top 5

SPY

in top 527.8%

TIPStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

TIP vs SPY Returns, Every Period

iSharesTIP

+0.0%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

TIPSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

TIP vs SGOV

YTD

iSharesTIP

+0.1%

SGOViShares

+3.2%

+0.1%Year to date+3.2%

−4.0%Worst drop · 1Y+0.0%

3.6%Volatility · 1Y0.2%

4.2%Yield3.6%

$14.6BAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TIP, SPY, SGOV

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

SGOV0.09%$9

TIP0.18%$18

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: TIP, SPY, SGOV

4.24%highest, TIP

FundTrailing yieldYield$10k

TIP4.24%$424

SGOV3.63%$363

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$406most kept, TIP

TIP$424 − $18 = $406

SGOV$363 − $9 = $354

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: TIP, SPY, SGOV

Today

[…]holdings […]

TIPSPYSGOV

TIP—[…][…]

SPY[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

SGOVWorst drop0.0%0.2% vol

TIPWorst drop−4.0%3.6% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

TIPSPY

+0.1%Year to date+8.7%

4.2%Yield1.0%

+0.1%Past year+9.7%

0.18%Fee0.09%

3–1SPY wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026