Compare · 4 funds side by side · dividends reinvested

TLH, VCIT, SPY and SGOV

TLHiShares×VCITVanguard×SPYSPDR×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,358SPY · best of the four

02 / 04

TLH, VCIT, SPY and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.05%−1.4%−0.6%+6.2%+0.8%−4.9%4.5%$66.6B2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+10.8%+13.0%+21.4%+11.7%−8.9%13.8%$778B2.1

iShares 10-20 Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.70%−2.9%−3.6%+3.3%−4.9%−10.3%8.1%$12.3B3.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: TLH 2007 · VCIT 2009 · SPY 1993 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares 10-20 Year Treasury Bond ETF · $12.3B$7,760

TLH

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,415

$10,000 five years ago, dividends reinvested

TLHMeasureVCIT

−2.9%Year to dateJan 1 → Nov 10−1.4%

−3.6%1 yearTotal return−0.6%

+3.3%3 years · per year$10,000 became $11,027 · $11,974+6.2%

−4.9%5 years · per year$10,000 became $7,760 · $10,415+0.8%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

4.70%Trailing 12-mo yield$470 · $505 a year on $10k5.05%

−10.3%Worst dropSmaller is better−4.9%

8.1%VolatilityLower is calmer4.5%

TLHVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8VCIT wins

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TLH vs VCIT: Top 5 Holdings

Today

TLH

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 10, 2026 · share of each fund

TLH vs VCIT Returns, Every Period

iSharesTLH

−4.9%

5 years, per year

VCITVanguard

+0.8%

5 years, per year

TLHVCITFaded: behind in that period

0–4VCIT wins

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

TLH vs VCIT

YTD

iSharesTLH

−2.9%

VCITVanguard

−1.4%

−2.9%Year to date−1.4%

−10.3%Worst drop · 1Y−4.9%

8.1%Volatility · 1Y4.5%

4.7%Yield5.1%

$12.3BAssets$66.6B

4–0VCIT wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TLH, VCIT, SPY, SGOV

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SPY0.09%$9

SGOV0.09%$9

TLH0.15%$15

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: TLH, VCIT, SPY, SGOV

5.05%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.05%$505

TLH4.70%$470

SGOV3.63%$363

SPY1.01%$101

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

$502most kept, VCIT

VCIT$505 − $3 = $502

TLH$470 − $15 = $455

SGOV$363 − $9 = $354

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: TLH, VCIT, SPY, SGOV

Today

[…]holdings […]

TLHVCITSPYSGOV

TLH—[…][…][…]

VCIT[…]—[…][…]

SPY[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.0%SPY, at 13.8% volatility

SGOVWorst drop0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

TLHWorst drop−10.3%8.1% vol

SPYWorst drop−8.9%13.8% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPY

−1.4%Year to date+10.8%

5.1%Yield1.0%

−0.6%Past year+13.0%

0.03%Fee0.09%

2–2level

End-of-day Nov 10, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+10.9%

SPYSPDR

+10.8%

+10.9%Year to date+10.8%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 10, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026