Compare · 3 funds side by side · dividends reinvested

TLT, OBIL and BNDX

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,186BNDX · best of the three

02 / 04

TLT, OBIL and BNDX, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

US Treasury 12 Month Bill ETFBonds & Cash · Treasuries0.15%3.72%+2.7%+3.4%+4.4%[…]−0.2%0.6%$337M1.6

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.64%+0.8%+0.2%+4.7%+0.4%−3.2%3.8%$82.9B1.6

iShares 20+ Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.77%−2.3%−4.6%+3.8%−7.7%−12.5%9.6%$49.1B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: TLT 2002 · OBIL 2022 · BNDX 2013

Head to Head

Swap sides Versus in desk

Head to Head

iShares 20+ Year Treasury Bond ETF · $49.1B$6,684

TLT

OBIL

US Treasury 12 Month Bill ETF · $337M[…]

$10,000 five years ago, dividends reinvested

TLTMeasureOBIL

−2.3%Year to dateJan 1 → Nov 5+2.7%

−4.6%1 yearTotal return+3.4%

+3.8%3 years · per year$10,000 became $11,187 · $11,393+4.4%

−7.7%5 years · per year$10,000 became $6,684 · […][…]

0.15%Expense ratio$15 · $15 a year on $10k · lower is better0.15%

4.77%Trailing 12-mo yield$477 · $372 a year on $10k3.72%

−12.5%Worst dropSmaller is better−0.2%

9.6%VolatilityLower is calmer0.6%

TLTOBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5OBIL wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TLT vs OBIL: Top 5 Holdings

Today

TLT

[…]in top 5

OBIL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

TLT vs OBIL Returns, Every Period

iSharesTLT

−4.6%

past year

OBILF/m

+3.4%

past year

TLTOBILFaded: behind in that period

0–3OBIL wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

TLT vs BNDX

YTD

iSharesTLT

−2.3%

BNDXVanguard

+0.8%

−2.3%Year to date+0.8%

−12.5%Worst drop · 1Y−3.2%

9.6%Volatility · 1Y3.8%

4.8%Yield4.6%

$49.1BAssets$82.9B

3–1BNDX wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TLT, OBIL, BNDX

Today

0.07%lowest, BNDX

FundExpense ratioFee$10k

BNDX0.07%$7

TLT0.15%$15

OBIL0.15%$15

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: TLT, OBIL, BNDX

4.77%highest, TLT

FundTrailing yieldYield$10k

TLT4.77%$477

BNDX4.64%$464

OBIL3.72%$372

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$462most kept, TLT

TLT$477 − $15 = $462

BNDX$464 − $7 = $457

OBIL$372 − $15 = $357

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: TLT, OBIL, BNDX

Today

[…]holdings […]

TLTOBILBNDX

TLT—[…][…]

OBIL[…]—[…]

BNDX[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.4%OBIL, at 0.6% volatility

OBILWorst drop−0.2%0.6% vol

BNDXWorst drop−3.2%3.8% vol

TLTWorst drop−12.5%9.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

TLTOBIL

−2.3%Year to date+2.7%

4.8%Yield3.7%

−4.6%Past year+3.4%

0.15%Fee0.15%

2–1OBIL wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026