Compare · 4 funds side by side · dividends reinvested

TLT, OBIL, SGOV and BND

TLTiShares×OBILF/m×SGOViShares×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,090SGOV · best of the four

02 / 04

TLT, OBIL, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.3

US Treasury 12 Month Bill ETFBonds & Cash · Treasuries0.15%3.72%+2.7%+3.5%+4.4%[…]−0.2%0.6%$344M2.4

iShares 20+ Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.77%−2.3%−3.6%+3.1%−7.8%−12.5%9.6%$48.9B3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: TLT 2002 · OBIL 2022 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

SGOV

OBIL

US Treasury 12 Month Bill ETF · $344M[…]

$10,000 five years ago, dividends reinvested

SGOVMeasureOBIL

+3.2%Year to dateJan 1 → Nov 6+2.7%

+3.8%1 yearTotal return+3.5%

+4.5%3 years · per year$10,000 became $11,419 · $11,382+4.4%

+3.9%5 years · per year$10,000 became $12,090 · […][…]

0.09%Expense ratio$9 · $15 a year on $10k · lower is better0.15%

3.63%Trailing 12-mo yield$363 · $372 a year on $10k3.72%

0.0%Worst dropSmaller is better−0.2%

0.2%VolatilityLower is calmer0.6%

SGOVOBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1SGOV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SGOV vs OBIL: Top 5 Holdings

Today

SGOV

[…]in top 5

OBIL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SGOV vs OBIL Returns, Every Period

iSharesSGOV

+3.8%

past year

OBILF/m

+3.5%

past year

SGOVOBILFaded: behind in that period

3–0SGOV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SGOV vs TLT

YTD

iSharesSGOV

+3.2%

TLTiShares

−2.3%

+3.2%Year to date−2.3%

+0.0%Worst drop · 1Y−12.5%

0.2%Volatility · 1Y9.6%

3.6%Yield4.8%

$117BAssets$48.9B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TLT, OBIL, SGOV, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SGOV0.09%$9

TLT0.15%$15

OBIL0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: TLT, OBIL, SGOV, BND

4.77%highest, TLT

FundTrailing yieldYield$10k

TLT4.77%$477

BND4.12%$412

OBIL3.72%$372

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$462most kept, TLT

TLT$477 − $15 = $462

BND$412 − $3 = $409

OBIL$372 − $15 = $357

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: TLT, OBIL, SGOV, BND

Today

[…]holdings […]

TLTOBILSGOVBND

TLT—[…][…][…]

OBIL[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

OBILWorst drop−0.2%0.6% vol

BNDWorst drop−4.5%4.0% vol

TLTWorst drop−12.5%9.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

TLTSGOV

−2.3%Year to date+3.2%

4.8%Yield3.6%

−3.6%Past year+3.8%

0.15%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026