Compare · 4 funds side by side · dividends reinvested

TLT, OBIL, SGOV and VCIT

TLTiShares×OBILF/m×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,090SGOV · best of the four

02 / 04

TLT, OBIL, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.1

US Treasury 12 Month Bill ETFBonds & Cash · Treasuries0.15%3.72%+2.7%+3.5%+4.4%[…]−0.2%0.6%$337M2.4

iShares 20+ Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.77%−2.3%−3.6%+3.1%−7.8%−12.5%9.6%$49.1B3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: TLT 2002 · OBIL 2022 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

iShares 20+ Year Treasury Bond ETF · $49.1B$6,663

TLT

OBIL

US Treasury 12 Month Bill ETF · $337M[…]

$10,000 five years ago, dividends reinvested

TLTMeasureOBIL

−2.3%Year to dateJan 1 → Nov 6+2.7%

−3.6%1 yearTotal return+3.5%

+3.1%3 years · per year$10,000 became $10,947 · $11,382+4.4%

−7.8%5 years · per year$10,000 became $6,663 · […][…]

0.15%Expense ratio$15 · $15 a year on $10k · lower is better0.15%

4.77%Trailing 12-mo yield$477 · $372 a year on $10k3.72%

−12.5%Worst dropSmaller is better−0.2%

9.6%VolatilityLower is calmer0.6%

TLTOBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5OBIL wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TLT vs OBIL: Top 5 Holdings

Today

TLT

[…]in top 5

OBIL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

TLT vs OBIL Returns, Every Period

iSharesTLT

−3.6%

past year

OBILF/m

+3.5%

past year

TLTOBILFaded: behind in that period

0–3OBIL wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

TLT vs VCIT

YTD

iSharesTLT

−2.3%

VCITVanguard

−0.8%

−2.3%Year to date−0.8%

−12.5%Worst drop · 1Y−4.9%

9.6%Volatility · 1Y4.5%

4.8%Yield5.0%

$49.1BAssets$66.6B

4–0VCIT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TLT, OBIL, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

TLT0.15%$15

OBIL0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: TLT, OBIL, SGOV, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

TLT4.77%$477

OBIL3.72%$372

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

TLT$477 − $15 = $462

OBIL$372 − $15 = $357

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: TLT, OBIL, SGOV, VCIT

Today

[…]holdings […]

TLTOBILSGOVVCIT

TLT—[…][…][…]

OBIL[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

OBILWorst drop−0.2%0.6% vol

VCITWorst drop−4.9%4.5% vol

TLTWorst drop−12.5%9.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−0.8%Year to date+3.2%

5.0%Yield3.6%

+0.4%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026