Compare · 4 funds side by side · dividends reinvested

TLT, OBIL, VCIT and BNDX

TLTiShares×OBILF/m×VCITVanguard×BNDXVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,510VCIT · best of the four

02 / 04

TLT, OBIL, VCIT and BNDX, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

US Treasury 12 Month Bill ETFBonds & Cash · Treasuries0.15%3.73%+2.7%+3.3%+4.4%[…]−0.2%0.6%$344M1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.0

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.63%+1.0%+0.4%+4.4%+0.5%−3.2%3.8%$82.9B2.3

iShares 20+ Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.77%−2.3%−4.4%+2.3%−7.7%−12.5%9.5%$48.7B3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: TLT 2002 · OBIL 2022 · VCIT 2009 · BNDX 2013

Head to Head

Swap sides Versus in desk

Head to Head

iShares 20+ Year Treasury Bond ETF · $48.7B$6,714

TLT

OBIL

US Treasury 12 Month Bill ETF · $344M[…]

$10,000 five years ago, dividends reinvested

TLTMeasureOBIL

−2.3%Year to dateJan 1 → Nov 9+2.7%

−4.4%1 yearTotal return+3.3%

+2.3%3 years · per year$10,000 became $10,710 · $11,375+4.4%

−7.7%5 years · per year$10,000 became $6,714 · […][…]

0.15%Expense ratio$15 · $15 a year on $10k · lower is better0.15%

4.77%Trailing 12-mo yield$477 · $373 a year on $10k3.73%

−12.5%Worst dropSmaller is better−0.2%

9.5%VolatilityLower is calmer0.6%

TLTOBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5OBIL wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

TLT vs OBIL: Top 5 Holdings

Today

TLT

[…]in top 5

OBIL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

TLT vs OBIL Returns, Every Period

iSharesTLT

−4.4%

past year

OBILF/m

+3.3%

past year

TLTOBILFaded: behind in that period

0–3OBIL wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

TLT vs VCIT

YTD

iSharesTLT

−2.3%

VCITVanguard

−0.7%

−2.3%Year to date−0.7%

−12.5%Worst drop · 1Y−4.9%

9.5%Volatility · 1Y4.5%

4.8%Yield5.0%

$48.7BAssets$66.6B

4–0VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: TLT, OBIL, VCIT, BNDX

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BNDX0.07%$7

TLT0.15%$15

OBIL0.15%$15

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: TLT, OBIL, VCIT, BNDX

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

TLT4.77%$477

BNDX4.63%$463

OBIL3.73%$373

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

TLT$477 − $15 = $462

BNDX$463 − $7 = $456

OBIL$373 − $15 = $358

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: TLT, OBIL, VCIT, BNDX

Today

[…]holdings […]

TLTOBILVCITBNDX

TLT—[…][…][…]

OBIL[…]—[…][…]

VCIT[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.3%OBIL, at 0.6% volatility

OBILWorst drop−0.2%0.6% vol

BNDXWorst drop−3.2%3.8% vol

VCITWorst drop−4.9%4.5% vol

TLTWorst drop−12.5%9.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITOBIL

−0.7%Year to date+2.7%

5.0%Yield3.7%

+0.0%Past year+3.3%

0.03%Fee0.15%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026